FHA Assumable

5.52% Rate

50 photos

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33 L

Golden, CO 80403

Bedrooms

Bathrooms

2,132

Sq Ft

Payment Calculator

$3,019per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250

$26,250$116,659

Secondary Financing8.5% Rate

$90,409

Blended rate6.06% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$3,152/mo

Assumable @ 5.52% + gap

$3,019/mo

$134less per month

$134

per month

$1,604

per year

$48,107

over 30 years

See Full Loan Breakdown →

🏦 Loan Details

List Price: $525,000
Assumable Rate: 5.52%
Remaining Balance: $408,341
Loan Type: FHA
Est. Equity Gap: $116,659
Annual Taxes: $1,906

About This Home

This property has an unexpected awesome highlight that the sellers ABSOLUTELY LOVE and it's difficult to convey online. Reach out for details before scheduling your showing. \r \r Inside, you'll find a massive updated gourmet kitchen with stainless steel appliances, abundant cabinetry, expansive counters, and a formal dining area ideal for entertaining. The cozy stone wood-burning fireplace anchors the living room, creating a warm, inviting atmosphere.\r \r The generous primary suite features a remodeled 3/4 bath and an enormous walk-in closet. With five true bedrooms, including a 41’ x 14’ bonus room, there’s flexibility for a 6th bedroom, playroom, studio, or office—whatever suits your lifestyle.\r \r Star Gazers Paradise! This versatile mountain retreat offers space, style, and stunning views—just a block off Highway 72 and within walking distance to a popular neighborhood restaurant and bar. Only 20 minutes from Eldora Ski Resort, 15 minutes to highway 93, it's the perfect base for mountain adventures year-round.\r \r This one-of-a-kind home delivers the best of mountain living, with convenience, comfort, and character in every corner. THIS HOME QUALIFIES FOR USDA FINANCING IF YOU QUALIFY YOU CAN BUY ME FOR $0 DOWN PAYMENT! . . POSSIBLE AIRBNB . . SECOND HOME GET AWAY

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$525,000

5.52% rateFHASave $691/mo

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