473 Routt
VA Assumable
2.98% Rate
5 photos
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473 Routt

Loveland, CO 80538

6
Bedrooms
4
Bathrooms
3,120
Sq Ft

Payment Calculator

$3,257per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,500
$32,500$156,232
Secondary Financing8.5% Rate
$123,732
Blended rate4.00% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,903/mo
Assumable @ 2.98% + gap
$3,257/mo
$646less per month
$646
per month
$7,753
per year
$232,594
over 30 years

🏦 Loan Details

List Price
$650,000
Assumable Rate
2.98%
Remaining Balance
$548,250
Loan Type
VA
Est. Equity Gap
$156,232
Annual Taxes
$2,837
HOA/mo
$54

About This Home

Spacious home located in North Loveland with everything you've been looking for! This home features a huge luxury primary suite with a his and hers closet, a beautiful open-concept kitchen with upgraded finishes, and a finished basement. This home has plenty of room for everyone. Situated on a desirable corner lot with mountain views and directly across from a neighborhood park, the location is hard to beat. Enjoy a large 4-car garage with workbench and Tesla charger in 3rd garage bay, inviting outdoor living space, storage shed in backyard and a dedicated office-so none of the six bedrooms have to be sacrificed for working from home. To top it off, this wonderful home is conveniently located with easy access to both Loveland and Fort Collins. New exterior paint (2025), new water heater (2025), LED HVAC sanitizer. Assumable VA loan!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$650,000
2.98% rateVASave $1,597/mo

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