416 Alma
FHA Assumable
4.88% Rate
50 photos
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416 Alma

Pueblo, CO 81004

2
Bedrooms
1
Bathrooms
944
Sq Ft

Payment Calculator

$1,629per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$12,000
$12,000$188,358
Secondary Financing8.5% Rate
$176,358
Blended rate7.68% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,441/mo
Assumable @ 4.88% + gap
$1,629/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$240,000
Assumable Rate
4.88%
Remaining Balance
$51,642
Loan Type
FHA
Est. Equity Gap
$188,358
Annual Taxes
$1,116

About This Home

Charming 2 bed, 1 bath ranch-style home offering main level living with a partially finished basement and 1-car detached garage. This home features laminate flooring, an open floor plan, and a bright living area with natural light. The eat-in kitchen offers ample cabinet storage and a functional layout for everyday use. The home includes a full bathroom with a tub/shower combo. The partially finished basement provides additional living space, ideal for a home office, recreation area, or storage. Exterior features include a 50-foot driveway with off-street parking, mature trees, and low-maintenance landscaping with artificial turf and crushed refines, contributing to strong curb appeal. The backyard includes a privacy fence and an uncovered deck/patio area. Detached garage offers additional storage potential. Well-lit street and alley access add convenience. Located near Pueblo Lake, the Arkansas River, and Pueblo City Park with easy access to outdoor recreation, trails, and local amenities.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$240,000
4.88% rateFHASave $1,023/mo

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