2103 Trail Stone
VA Assumable
5.22% Rate
50 photos
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2103 Trail Stone

Castle Rock, CO 80108

3
Bedrooms
3
Bathrooms
2,137
Sq Ft

Payment Calculator

$3,559per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,500
$30,500$201,032
Secondary Financing8.5% Rate
$170,532
Blended rate6.19% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,663/mo
Assumable @ 5.22% + gap
$3,559/mo
$104less per month
$104
per month
$1,249
per year
$37,470
over 30 years

🏦 Loan Details

List Price
$610,000
Assumable Rate
5.22%
Remaining Balance
$408,380
Loan Type
VA
Est. Equity Gap
$201,032
Annual Taxes
$4,199
HOA/mo
$287

About This Home

This beautifully maintained 3-bedroom, 3-bath home is nestled in the heart of Castle Rock’s sought-after Terrain neighborhood and is move-in ready. Step inside to an open floor plan featuring 9’ ceilings, abundant natural light, brand-new carpet, upgraded LVP flooring, and fresh interior paint throughout. The spacious kitchen is a standout, offering a large island, 42” cabinets, stainless steel appliances, and a generous walk-in pantry. It flows seamlessly into the dining area—perfect for gatherings—and the great room is complete with expansive windows, stylish ceiling fan, and modern gas fireplace—ideal for both everyday living and entertaining. Enjoy the outdoors on the large backyard patio. The main level also features a powder room, and a mudroom that leads to the two-car garage, complete with a built-in workstation/shelving. Upstairs, the private primary suite includes a walk-in closet and en-suite bath. Two additional bedrooms, a full bathroom, and a convenient second-floor laundry room complete the upper level. The full unfinished basement includes rough-in plumbing and egress windows, offering endless possibilities to customize the space to fit your needs. Unbeatable location! Walking distance to trails, 2 community pools, a clubhouse, parks, a dog park, playgrounds, and neighborhood elementary school—part of the nationally recognized Douglas County School District. Just minutes from vibrant downtown Castle Rock, with dining, shopping, and entertainment options. This home has it all!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$610,000
5.22% rateVASave $1,297/mo

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