10269 Prairie Ridge
VA Assumable
2.83% Rate
50 photos
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10269 Prairie Ridge

Peyton, CO 80831

4
Bedrooms
3
Bathrooms
3,196
Sq Ft

Payment Calculator

$3,814per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,500
$32,500$387,984
Secondary Financing8.5% Rate
$355,484
Blended rate6.09% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,903/mo
Assumable @ 2.83% + gap
$3,814/mo
$89less per month
$89
per month
$1,066
per year
$31,991
over 30 years

🏦 Loan Details

List Price
$650,000
Assumable Rate
2.83%
Remaining Balance
$262,016
Loan Type
VA
Est. Equity Gap
$387,984
Annual Taxes
$3,877
HOA/mo
$100

About This Home

Welcome to this beautifully maintained, move-in-ready home featuring a functional open-concept layout, thoughtful updates, and desirable features throughout. Upon entry, you are greeted by engineered hardwood flooring and a bright, welcoming foyer, leading to a convenient main-level laundry room with tile flooring and access to an oversized three-car garage. Garage has professionally installed workbench and storage. A nearby full bathroom and versatile main-level bedroom, ideal for a guest suite or home office, provide flexible living options. The layout flows seamlessly into a spacious living area featuring a cozy gas fireplace and abundant natural light, opening to a well-appointed kitchen with a large island, walk-in pantry, gas range, double ovens, microwave, and granite countertops, perfect for entertaining and everyday living. The primary suite on the main level offers a private retreat with a large walk-in closet and a five-piece ensuite bathroom featuring a soaking tub, walk-in shower, double sinks, and a private water closet, while additional bedrooms offer comfort and flexibility. The finished basement expands the living space with a large family room, game and recreation area, and an impressive wet bar complete with space for a wine fridge, dishwasher, sink, and additional cabinetry, along with two additional bedrooms, a full bathroom, and ample storage space, including a potential workout area. Step outside to enjoy a spacious backyard with low-maintenance turf, a sitting area, an outdoor fire pit, and permanent Gemstone exterior lighting, providing year-round ambiance, convenience, and enhanced curb appeal, perfect for entertaining and relaxing in any season. Additional highlights include a south-facing driveway and a well-designed floor plan that blends comfort, space, and functionality in a desirable location. Situated on a quiet cul-de-sac near top-rated schools, parks, trails, shopping, dining, and easy highway access for convenient Colorado living.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$650,000
2.83% rateVASave $2,678/mo

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