12985 Mt Harvard
VA Assumable
2.68% Rate
50 photos
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12985 Mt Harvard

Peyton, CO 80831

5
Bedrooms
4
Bathrooms
4,340
Sq Ft

Payment Calculator

$3,306per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,850
$33,850$227,224
Secondary Financing8.5% Rate
$193,374
Blended rate4.43% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,065/mo
Assumable @ 2.68% + gap
$3,306/mo
$759less per month
$759
per month
$9,105
per year
$273,143
over 30 years

🏦 Loan Details

List Price
$677,000
Assumable Rate
2.68%
Remaining Balance
$449,776
Loan Type
VA
Est. Equity Gap
$227,224
Annual Taxes
$3,378
HOA/mo
$140

About This Home

Pride of ownership shines throughout this immaculate home in Meridian Ranch, perfectly positioned on a large corner lot in a quiet cul-de-sac. Beautifully landscaped front and back, this property offers exceptional curb appeal and functionality. The driveway was widened to provide additional off-street parking.\r Step inside to a spacious open-concept main level designed for both comfort and entertaining. Just inside the front door, a custom waterproof wall keeps winter gear, purses, bags, and pet leashes neatly organized—no more front-door clutter. The kitchen is a showstopper, featuring granite countertops, a gas range, built-in appliances, and a large bar with seating for six. It flows seamlessly into the living room, highlighted by dramatic floor-to-ceiling windows and custom window blinds (which will convey).\r Off the kitchen, step onto the brand-new oversized custom deck with two staircases—one leading to the lawn and the other to a stamped concrete pad ideal for a grill, seating area, or fire pit. At the top of the yard, a newly poured 20x25 concrete area adds even more usable outdoor space. An additional feature includes a 10x20x7 shed on a concrete pad for all your storage needs. This home truly offers ample room for indoor and outdoor entertaining.\r Upstairs, you’ll find the private primary suite, a versatile loft, three additional bedrooms, and an expansive laundry room with built-in storage. Two additional hallway closets provide even more convenient storage. The loft thoughtfully separates the primary suite from the secondary bedrooms, creating a cozy space perfect for movie nights, game days, or a playroom.\r The fully finished basement expands your living options with a second ensuite, custom bar and kitchenette, plus additional storage—ideal for teens, grandparents, or guests. Turn-key and ready for you to call home! https://www.zillow.com/view-imx/214b222a-2d91-442f-b65b-79cbd1fcbac9?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$677,000
2.68% rateVASave $2,016/mo

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