2244 Vivian
VA Assumable
2.81% Rate
50 photos
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2244 Vivian

Longmont, CO 80501

4
Bedrooms
4
Bathrooms
2,580
Sq Ft

Payment Calculator

$3,392per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,750
$29,750$328,843
Secondary Financing8.5% Rate
$299,093
Blended rate5.82% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,573/mo
Assumable @ 2.81% + gap
$3,392/mo
$180less per month
$180
per month
$2,165
per year
$64,961
over 30 years

🏦 Loan Details

List Price
$595,000
Assumable Rate
2.81%
Remaining Balance
$265,552
Loan Type
VA
Est. Equity Gap
$328,843
Annual Taxes
$3,022

About This Home

Welcome to this beautifully updated home in Longmont’s highly desirable Horizon West neighborhood. From the moment you arrive, the exceptional curb appeal makes an impression, featuring professional xeriscaping and garden beds that frame a spacious covered front porch perfect for morning coffee. Inside, the home opens into an inviting, sun-drenched living room that flows seamlessly into a formal dining area, creating an ideal layout for entertaining. The heart of the home is the bright kitchen, complete with elegant quartz countertops, extensive cabinet space, and a cozy eat-in nook. This leads directly into a warm family room anchored by a classic fireplace, where large sliding glass doors open to the back deck to make indoor-outdoor living effortless. A convenient half-bath and access to the attached two-car garage complete the main level. The upper level serves as a private retreat, featuring a generous primary suite with an en-suite 3/4 bath and ample closet space, alongside two additional sunny bedrooms and a well-appointed full bath. The living space extends into the fully finished basement, which offers a massive bonus room centered around a cozy multi-fuel stove—perfect for movie nights or large gatherings—as well as a fourth bedroom, another 3/4 bath, a dedicated laundry room, and plenty of storage. Step outside to discover a private backyard oasis designed for relaxation and low-maintenance enjoyment, featuring a large sunny deck overlooking a professionally installed artificial turf lawn and mature landscaping. Two storage sheds provide plenty of room for Colorado gear, while a brand-new roof offers ultimate peace of mind. Perfectly situated just minutes from Longmont’s premier parks, dining, and shopping, this home also presents a rare and significant financial opportunity with an assumable VA loan available for qualified buyers.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$595,000
2.81% rateVASave $2,345/mo

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