7380 12th
VA Assumable
1.999% Rate
50 photos
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7380 12th

Lakewood, CO 80214

5
Bedrooms
2
Bathrooms
2,155
Sq Ft

Payment Calculator

$2,961per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$223,283
Secondary Financing8.5% Rate
$192,033
Blended rate4.10% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 1.999% + gap
$2,961/mo
$792less per month
$792
per month
$9,501
per year
$285,018
over 30 years

🏦 Loan Details

List Price
$625,000
Assumable Rate
1.999%
Remaining Balance
$401,716
Loan Type
VA
Est. Equity Gap
$223,283
Annual Taxes
$3,471
HOA/mo
$386

About This Home

***Open House from 11am - 2pm on Saturday 3/28*** Assumable 1.999% VA loan would save veterans ~$768 per month! Step inside this beautifully updated home where the open-concept kitchen and living room immediately feel like home — flooded with natural light, thoughtfully finished, and flowing exactly the way a home should. The kitchen connects seamlessly to the living area making it equally suited for a quiet dinner at home or entertaining a full house. There are three bedrooms with a full bathroom on the main floor which are perfect for a family or roommates. The entire second floor belongs to the primary suite and is the kind of space that is genuinely hard to find at any price point. The massive, private retreat has an oversized bedroom, updated ensuite bathroom and charming window nook perfect for a desk. Downstairs, you have a bedroom, separated living area, laundry, and unfinished storage room. Outside, the backyard was made for Colorado living. A covered patio and fire pit set the scene whether you are hosting a summer cookout or gathering around the flames on a crisp fall evening. You will have peace of mind from day one with a furnace, water heater, and sewer line all from 2020, solar panels financed at 2.99% to keep monthly costs down, and brand new carpet in 2026. The location couldn't be better: just 0.3 miles from the light rail that takes you to downtown Denver, right off Highway 6 when the mountains are calling, and less than 10 minutes to the trails at both Crown Hill Lake and Sloan's Lake. Add this one to your must-see list; it won't last long! Check out the 3D tour here: https://my.matterport.com/show/?m=dY6ttvdfJTV

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
1.999% rateVASave $2,085/mo

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