177 45th
VA Assumable
2.98% Rate
50 photos
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177 45th

Greeley, CO 80634

3
Bedrooms
2
Bathrooms
1,563
Sq Ft

Payment Calculator

$2,417per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,250
$21,250$227,682
Secondary Financing8.5% Rate
$206,432
Blended rate5.80% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,552/mo
Assumable @ 2.98% + gap
$2,417/mo
$135less per month
$135
per month
$1,619
per year
$48,572
over 30 years

🏦 Loan Details

List Price
$425,000
Assumable Rate
2.98%
Remaining Balance
$197,317
Loan Type
VA
Est. Equity Gap
$227,682
Annual Taxes
$1,968
HOA/mo
$225

About This Home

This home is truly a hidden gem that seamlessly blends modern design with functional living, offering luxury finishes and thoughtful touches throughout—and best of all, no HOA! Move-in ready and complete with a new roof featuring Class 4 shingles, a new HVAC system, and a new water heater, this home offers both style and peace of mind. Durable LVP flooring flows effortlessly across the home, complemented by abundant natural light and sleek, modern finishes. The kitchen stands out with granite countertops, stainless steel appliances, updated cabinetry, and a stylish tile backsplash creating a clean, contemporary space perfect for both everyday living and entertaining. Both bathrooms have been beautifully updated with elevated fixtures and finishes, adding to the home’s cohesive and polished feel. Step outside to a covered deck overlooking the fully landscaped yard, an ideal setting for relaxing evenings, weekend gatherings, or simply enjoying the outdoors. The property also features a spacious 2-car garage with convenient RV parking, along with a sunroom/extra storage area off the garage that offers flexible space for hobbies, gear, or seasonal storage. With its modern upgrades, luxury touches, versatile spaces, and inviting outdoor living, this home truly checks all the boxes.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$425,000
2.98% rateVASave $1,631/mo

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