2623 Halifax
FHA Assumable
2.96% Rate
50 photos
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2623 Halifax

Aurora, CO 80013

3
Bedrooms
2
Bathrooms
1,204
Sq Ft

Payment Calculator

$2,289per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,250
$24,250$126,261
Secondary Financing8.5% Rate
$102,011
Blended rate4.19% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,912/mo
Assumable @ 2.96% + gap
$2,289/mo
$623less per month
$623
per month
$7,478
per year
$224,334
over 30 years

🏦 Loan Details

List Price
$485,000
Assumable Rate
2.96%
Remaining Balance
$358,738
Loan Type
FHA
Est. Equity Gap
$126,261
Annual Taxes
$3,301
HOA/mo
$265

About This Home

Your first home, your downsizing dream or next homeownership step...but make it a good one. This low maintenance ranch is easy to live in and even easier to love if you're not wanting a honey-do list. This 3-bedroom ranch checks all the boxes with a private primary suite (yes, your own bathroom!), two additional bedrooms, and a functional layout that actually works, while still giving you room to grow or some insane storage in the unfinished basement. The kitchen provides easy access to the outdoor deck, creating a seamless indoor-outdoor connection ideal for dining al fresco, hosting gatherings, or enjoying quiet mornings overlooking the spacious backyard. The private primary suite features its own dedicated bathroom, while two secondary bedrooms are thoughtfully positioned to share a full hall bath—ideal for guests, kids, or a home office setup. Convenient main-floor laundry also means no hauling baskets up and down stairs, adding to the ease of single-level living. Outside, the deck is your go-to spot for soaking up the sun, barbecuing and laughing with friends. For the everyday, you are perfectly positioned just down the road from your favorite shops and places to dine. You're also just a hop from the Plains Conservation Center when you need a nature reset on the trail. This home is the perfect place to start your next chapter!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$485,000
2.96% rateFHASave $1,241/mo

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