4616 Malaya
VA Assumable
2.74% Rate
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4616 Malaya

Aurora, CO 80015

3
Bedrooms
2
Bathrooms
1,423
Sq Ft

Payment Calculator

$2,365per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,000
$26,000$126,315
Secondary Financing8.5% Rate
$100,315
Blended rate3.92% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,122/mo
Assumable @ 2.74% + gap
$2,365/mo
$757less per month
$757
per month
$9,085
per year
$272,556
over 30 years

🏦 Loan Details

List Price
$520,000
Assumable Rate
2.74%
Remaining Balance
$390,958
Loan Type
VA
Est. Equity Gap
$126,315
Annual Taxes
$6,061
HOA/mo
$450

About This Home

Tucked into a quiet cul-de-sac in Aurora’s desirable Copperleaf community, this newer-built home offers comfort, flexibility, and a highly convenient location within the sought-after Cherry Creek School District. Set in a welcoming, friendly neighborhood, you’ll enjoy a peaceful setting with access to community amenities, including a neighborhood swimming pool, a neighborhood dog park, and close proximity to the local schools.\r Inside, the home features a versatile layout with a front living area that can easily function as a formal dining space, home office, or additional sitting area - Sellers are even willing to convert this space to a 3rd bedroom. The kitchen is designed for both everyday living and entertaining, showcasing many building upgrades, including granite countertops with dining space, stainless steel appliances, a pantry, and ample storage. The kitchen is open to the main living area with additional dining space. Enjoy lots of overhead lighting and vinyl plank flooring throughout. The washer and dryer are included for added convenience.\r The front bedroom is currently being used as an office but makes for a great kids room or guest space with the full bathroom off the hall. The primary bedroom has a walk-in closet and ensuite bathroom with double sinks and a large shower.\r Step outside to a private backyard with a pergola—perfect for relaxing, outdoor dining, or hosting gatherings. Although close to the neighbors, the fellow residents remain quiet and respectful of each other. A large crawl space provides excellent storage options, and a brand new roof (2025) offers peace of mind.\r Ideally located just minutes from Buckley Air Force Base and less than 30 minutes to DIA, with easy access to shopping, dining, and everyday amenities, this home combines quiet neighborhood living with exceptional convenience.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$520,000
2.74% rateVASave $1,316/mo

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