5117 Coltin
FHA Assumable
2.76% Rate
50 photos
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5117 Coltin

Castle Rock, CO 80104

5
Bedrooms
3
Bathrooms
3,528
Sq Ft

Payment Calculator

$3,027per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,000
$33,000$161,958
Secondary Financing8.5% Rate
$128,958
Blended rate3.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,963/mo
Assumable @ 2.76% + gap
$3,027/mo
$936less per month
$936
per month
$11,228
per year
$336,830
over 30 years

🏦 Loan Details

List Price
$660,000
Assumable Rate
2.76%
Remaining Balance
$498,042
Loan Type
FHA
Est. Equity Gap
$161,958
Annual Taxes
$4,182
HOA/mo
$85

About This Home

Enjoy lower utility costs from day one in this beautifully finished 5 bedroom Castle Rock home featuring a fully paid-off solar system and flexible layout with potential for multigenerational living. Located in the desirable Crystal Valley community with low HOA fees and served by Douglas County Schools, this 3,844 sq ft home offers space, efficiency, and thoughtful upgrades throughout.\r \r Nestled in the scenic foothills of Castle Rock, this home provides the perfect balance of small-town charm and commuter convenience with easy access to Denver and Colorado Springs, along with nearby parks, trails, and open space.\r \r The open-concept main level is designed for modern Colorado living, offering seamless flow between the kitchen, dining, and living areas β€” ideal for entertaining or everyday comfort. Spacious bedrooms and well-appointed bathrooms provide flexibility for remote work, guests, or growing households.\r \r The finished basement dramatically expands the home’s livability with a massive recreation room pre-plumbed for a future wet bar or kitchenette, creating excellent potential for a private lower-level suite. Two additional basement bedrooms with walk-in closets are complemented by a beautifully finished 3/4 bath featuring a glass-enclosed tile shower.\r \r Step outside to enjoy Colorado outdoor living on the covered patio with extended concrete seating area and a dedicated gas line for grilling. Jellyfish exterior lighting enhances curb appeal and allows for smart/customizable year-round and holiday lighting displays with ease.\r \r Owned solar, finished basement, low HOA, multigenerational flexibility, and prime Castle Rock location β€” all in one exceptional home. BE SURE TO CHECK OUT: Links to the video tour, interactive floorplan and 3-D walking tour!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$660,000
2.76% rateFHASave $1,704/mo

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