8970 Vine
FHA Assumable
2.87% Rate
50 photos
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8970 Vine

Thornton, CO 80229

4
Bedrooms
2
Bathrooms
1,927
Sq Ft

Payment Calculator

$2,084per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$83,749
Secondary Financing8.5% Rate
$59,999
Blended rate3.62% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 2.87% + gap
$2,084/mo
$769less per month
$769
per month
$9,224
per year
$276,711
over 30 years

🏦 Loan Details

List Price
$475,000
Assumable Rate
2.87%
Remaining Balance
$391,251
Loan Type
FHA
Est. Equity Gap
$83,749
Annual Taxes
$2,852
HOA/mo
$595

About This Home

This beautifully maintained ranch-style home with a fully finished basement offers the space, comfort, and lifestyle today's buyers are searching for.Ideally located directly across from a park and church, and just minutes from the Bright Line with convenient access to Denver, and steps away from the newly built Rec Center and Library, this home also benefits from exciting upcoming development in the surrounding area, making it a smart move both now and for the future.Inside, you'll find four spacious bedrooms and two distinct living areas, providing flexibility for everyday living, entertaining, or working from home. The updated kitchen is both stylish and functional, featuring granite countertops, crisp white cabinetry, a modern backsplash, and stainless steel appliances. Major systems have been thoughtfully updated, including newer furnace, central air, windows, and a newer roof, offering peace of mind for years to come. A freestanding fireplace adds warmth and character, perfect for cozy Colorado evenings.Step outside to a fully fenced backyard designed for both relaxation and enjoyment. Whether you're tending to the raised garden beds, gathering around the firepit, or unwinding in the newer hot tub, this outdoor space is ready to be enjoyed. Two storage sheds provide added convenience, while a blooming cherry tree creates a beautiful seasonal backdrop.This home truly combines comfort, updates, and an unbeatable location, ready to welcome its next owner.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
2.87% rateFHASave $1,051/mo

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