10029 Richfield
FHA Assumable
3.91% Rate
50 photos
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10029 Richfield

Commerce City, CO 80022

4
Bedrooms
4
Bathrooms
1,919
Sq Ft

Payment Calculator

$3,623per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$417,016
Secondary Financing8.5% Rate
$389,516
Blended rate7.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 3.91% + gap
$3,623/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
3.91%
Remaining Balance
$132,983
Loan Type
FHA
Est. Equity Gap
$417,016
Annual Taxes
$6,881
HOA/mo
$155

About This Home

Beautifully updated 4-bedroom, 4-bath home featuring a newly refreshed kitchen with a spacious granite island, new paint, and new flooring throughout. The open layout includes an adjacent dining room and inviting family room, perfect for both everyday living and entertaining. Upstairs, the generous primary suite offers a large walk-in closet and a luxurious en suite bath with double vanities. Two additional bedrooms share a convenient Jack-and-Jill bath, along with a nearby laundry area equipped with a new washer and dryer. The finished basement includes a full bath and versatile bonus space with a walk-in closet—ideal as an in-law suite, playroom, or media room. Seller is offering a $10,000 concession with an acceptable offer.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
3.91% rateFHASave $2,387/mo

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