507 11th
FHA Assumable
3.69% Rate
50 photos
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507 11th

Loveland, CO 80537

3
Bedrooms
1
Bathrooms
1,170
Sq Ft

Payment Calculator

$2,772per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,500
$24,500$228,825
Secondary Financing8.5% Rate
$204,325
Blended rate5.80% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,942/mo
Assumable @ 3.69% + gap
$2,772/mo
$171less per month
$171
per month
$2,046
per year
$61,391
over 30 years

🏦 Loan Details

List Price
$490,000
Assumable Rate
3.69%
Remaining Balance
$261,174
Loan Type
FHA
Est. Equity Gap
$228,825
Annual Taxes
$2,398
HOA/mo
$6,092

About This Home

Charming 3-bed 1-bath 2-Car ranch sits on .44-acre lot. For those who value their hobbies and toys, this property is a dream come true. You'll find ample off-street parking next to the attached 2-car garage, specifically designed to accommodate your RV, boat, or utility trailers. Expansive, fully fenced backyard is a private oasis shaded by large, mature landscaping. For the aspiring gardener or hobbyist, the infrastructure is already in place: multiple sturdy outdoor sheds provide excellent tool storage, and a dedicated, fenced-in "chicken facility" is ready for its new residents to move right in. Whether you are looking to cultivate a massive garden, tinkerer in your sheds, or simply enjoy the peace of a nearly half-acre lot, the possibilities here are endless. Inside, the ranch-style layout offers easy, main-level living with three comfortable bedrooms and a functional floor plan. However, the true value lies in the location. You are just a short stroll or bike ride away from the iconic Lake Loveland, scenic recreation trails, and several local parks. The vibrant shops, breweries, and dining of downtown Loveland are also just minutes away, giving you the best of Northern Colorado living at your doorstep. If you've been searching for space to breathe, room for your gear, and a place to truly call your own, this is the one.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$490,000
3.69% rateFHASave $1,568/mo

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