3713 Torch Lily
VA Assumable
3.16% Rate
50 photos
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3713 Torch Lily

Wellington, CO 80549

5
Bedrooms
3
Bathrooms
2,703
Sq Ft

Payment Calculator

$2,883per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,495
$27,495$215,154
Secondary Financing8.5% Rate
$187,659
Blended rate5.08% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,302/mo
Assumable @ 3.16% + gap
$2,883/mo
$419less per month
$419
per month
$5,024
per year
$150,722
over 30 years

🏦 Loan Details

List Price
$549,900
Assumable Rate
3.16%
Remaining Balance
$334,745
Loan Type
VA
Est. Equity Gap
$215,154
Annual Taxes
$3,755
HOA/mo
$285

About This Home

PRICE REDUCED! Why wait months for new construction when you can move in now and start saving immediately? This beautifully updated 5-bedroom, 3-bath Wellington home delivers the space you want and the value you've been searching for. With a 3-car garage and room to grow, it's the perfect fit for first-time buyers or anyone ready for more space without the extra costs. Enjoy a major financial win with no Metro District tax and an ultra-low HOA (under $300/year) that includes irrigation water-keeping your yard green and your bills low all season long. Step inside to a fresh, modern feel with brand-new luxury vinyl plank flooring and premium carpet (2026), plus peace of mind knowing the big-ticket items are already done: fresh exterior paint (2026), upgraded furnace (2023), Class IV impact-resistant roof (2019), and whole-house surge protector. The full unfinished basement is ready for your future plans, while the private, fully fenced backyard with mature trees and a spacious patio is ready to enjoy from day one-perfect for relaxing, playing, or entertaining. Move fast-homes with this combination of updates, space, and savings don't last long!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$549,900
3.16% rateVASave $1,665/mo

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