3713 Torch Lily
VA Assumable
3.16% Rate
50 photos
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3713 Torch Lily

Wellington, CO 80549

5
Bedrooms
3
Bathrooms
2,703
Sq Ft

Payment Calculator

$2,957per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,000
$28,000$225,254
Secondary Financing8.5% Rate
$197,254
Blended rate5.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,363/mo
Assumable @ 3.16% + gap
$2,957/mo
$406less per month
$406
per month
$4,866
per year
$145,995
over 30 years

🏦 Loan Details

List Price
$560,000
Assumable Rate
3.16%
Remaining Balance
$334,745
Loan Type
VA
Est. Equity Gap
$225,254
Annual Taxes
$3,755
HOA/mo
$285

About This Home

Professional photos coming soon! Step into homeownership with confidence in this move-in ready Wellington gem that checks all the right boxes-space, updates, and long-term value. With 5 bedrooms, 3 bathrooms, and a 3-car garage, this home offers the flexibility you need to grow, host, and truly settle in. Inside, you'll find brand new carpet and luxury vinyl plank flooring, giving the entire home a fresh, modern feel from the moment you walk in. Outside, you'll love the huge patio, 6' wooden privacy fence and the serenity of the backyard. Major updates are already taken care of for you, including a new furnace (2023), a Class IV impact-resistant roof (hello insurance savings), and a whole house surge protector for added peace of mind. Fresh exterior paint boosts curb appeal and means less on your to-do list. One of the standout perks? This home is not located in a metro district, helping keep your monthly costs more manageable. Plus, non-potable water is supplied for exterior use-keeping your lawn green without driving up your water bill. Whether you're buying your first home or just ready for more space without the stress of constant updates, this one hits that sweet spot: practical, updated, and ready for your next chapter.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$560,000
3.16% rateVASave $1,726/mo

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