12590 84th
FHA Assumable
3.1% Rate
50 photos
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12590 84th

Arvada, CO 80005

4
Bedrooms
4
Bathrooms
3,253
Sq Ft

Payment Calculator

$4,477per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,500
$37,500$457,043
Secondary Financing8.5% Rate
$419,543
Blended rate6.28% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,503/mo
Assumable @ 3.1% + gap
$4,477/mo
$27less per month
$27
per month
$319
per year
$9,572
over 30 years

🏦 Loan Details

List Price
$750,000
Assumable Rate
3.1%
Remaining Balance
$292,957
Loan Type
FHA
Est. Equity Gap
$457,043
Annual Taxes
$4,144
HOA/mo
$115

About This Home

Live where Colorado shows up every day. Just a short walk to Standley Lake’s trail system, this home offers easy access to morning walks with majestic mountain views and the outdoor lifestyle buyers are searching for. Nearby, enjoy Two Ponds Wildlife Refuge, Standley Lake Library, pickleball courts, local dining, and golf—all within a highly rated Jeffco school district, and notably located in a lower taxing district. Inside, the home has been thoughtfully updated and well cared for. Major systems are already done: roof (2017), newer furnace and A/C, new water heater, and brand new custom windows (2026) throughout the main levels. Fresh carpet, updated flooring, and newer interior paint create a clean, move-in-ready feel. The vaulted layout opens into one of the larger floorplans in the area, with a bright family room flowing into the kitchen and walls of windows framing the backyard. A gas fireplace and main-level laundry add everyday comfort and function. Upstairs, the primary suite includes an ensuite bath and walk-in closet, along with a flexible loft—perfect for a home office or second living space—plus two additional bedrooms and a full bath. The finished basement adds a fourth bedroom, a spacious second family room, and generous storage. Priced with opportunity in mind, this home leaves room for your personal touches—whether that’s updating bathrooms, enhancing the landscaping, or simply making it your own over time.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$750,000
3.1% rateFHASave $3,137/mo

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