1083 Milky
FHA Assumable
5.92% Rate
50 photos
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1083 Milky

Thornton, CO 80260

4
Bedrooms
3
Bathrooms
1,518
Sq Ft

Payment Calculator

$1,876per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$13,500
$13,500$218,424
Secondary Financing8.5% Rate
$204,924
Blended rate7.99% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,621/mo
Assumable @ 5.92% + gap
$1,876/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$270,000
Assumable Rate
5.92%
Remaining Balance
$50,600
Loan Type
FHA
Est. Equity Gap
$218,424
Annual Taxes
$2,297
HOA/mo
$550

About This Home

SELLER CREDIT + BUYER INCENTIVE!\r Seller will credit the buyer $3,300 at closing toward the first 6 months of HOA fees! Plus, this home may qualify for a buyer credit equal to 1% of the loan amount toward closing costs, prepaids, and/or discount points. Ask the listing agent for details!\r \r 4 BEDROOMS • 3 BATHS • UNDER $300K!\r Rare opportunity to own a spacious 4-bedroom, 3-bathroom condo in Thornton with updates and an unbeatable location!\r \r This freshly painted two-story home features a spacious eat-in kitchen with newer countertops and flooring, stainless steel appliances, and a recently remodeled main-level bathroom.\r \r Major updates include a NEW furnace + central AC in 2026, new water heater in 2025, and a crawlspace moisture barrier installed in 2022.\r \r Upstairs you'll find a private primary suite with a 3/4 bath, plus three additional bedrooms and a full bathroom.\r \r Enjoy relaxing evenings on the fenced-in patio, perfect for BBQs and entertaining. You'll also have a carport with 2 dedicated parking spaces directly behind the unit.\r \r The HOA covers water, trash, landscaping, exterior maintenance and access to the community pool, creating an easy, low-maintenance lifestyle. Ideally located near shopping, dining, parks, public transportation, and major commuter routes. \r \r Affordable, spacious, updated, and loaded with amenities—this one checks a lot of boxes for under $300K. Don't miss it!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$270,000
5.92% rateFHASave $1,125/mo

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