408 Olympia
VA Assumable
5.22% Rate
50 photos
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408 Olympia

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,865
Sq Ft

Payment Calculator

$2,912per month
No secondary financing needed

The equity gap on this property ($21,587) is less than 5% of the purchase price ($27,500). Your down payment covers the full gap with no second mortgage required.

Down payment$21,587
Effective rate5.22% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 5.22%
$2,912/mo
$390less per month
$390
per month
$4,683
per year
$140,494
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
5.22%
Remaining Balance
$529,174
Loan Type
VA
Est. Equity Gap
$21,587
Annual Taxes
$3,470
HOA/mo
$85

About This Home

Loaded with over $66K in upgrades, this better-than-new home features an open floor plan, abundant natural light, dedicated dining space, and a fully fenced yard with sprinkler system, patio, and deck—completely move-in ready.\r \r From the moment you step inside, the open layout is designed for how people actually live, with spaces flowing naturally for both everyday life and entertaining. The kitchen is a true centerpiece, featuring a rare double island with storage on both sides, a gas range, vent hood, upgraded appliances, and a hidden microwave in the pantry for a sleek, elevated finish.\r \r Every detail has already been thoughtfully upgraded. Highlights include extended 12x20 electrical conduit runs, plush upgraded carpet with enhanced padding, and a fully installed sprinkler system servicing the front and back yard. Washer and dryer are included, making this home move-in ready from day one. A spacious 2-car garage adds everyday convenience and valuable storage.\r \r Set near highly desirable golf courses in the Longmont area, this home offers more than just beautiful finishes—it offers a lifestyle. Enjoy a welcoming neighborhood atmosphere, HOA-inclusive convenience, and easy access to the west side of the metro with quick routes to Boulder and the mountains.\r \r Even more compelling, this home features a rare assumable 4.625% VA loan—creating a significant financial advantage for qualified buyers in today’s market.\r \r Homes with this level of upgrades, open layout, natural light, and fully finished indoor-outdoor living are hard to find—don’t miss your opportunity to own one of the most thoughtfully finished homes in the community.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
5.22% rateVASave $241/mo

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