229 4th
FHA Assumable
4.98% Rate
50 photos
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229 4th

Fort Lupton, CO 80621

3
Bedrooms
2
Bathrooms
1,575
Sq Ft

Payment Calculator

$2,189per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$53,755
Secondary Financing8.5% Rate
$33,005
Blended rate5.27% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 4.98% + gap
$2,189/mo
$303less per month
$303
per month
$3,640
per year
$109,195
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
4.98%
Remaining Balance
$361,245
Loan Type
FHA
Est. Equity Gap
$53,755
Annual Taxes
$1,982
HOA/mo
$110

About This Home

Welcome to this charming home in a great Fort Lupton location! The inviting main level features warm hardwood floors, arched doorways, and a bright living room with plenty of natural light. The kitchen offers generous cabinet storage with a tile countertop peninsula, stainless appliances including a French door refrigerator, dishwasher, and an adjoining dining area — perfect for everyday living. The main level primary bedroom is spacious with great natural light and carpet. Two full baths on the main level. Head upstairs to find a bonus bedroom or home office with character-filled wood-paneled walls. The finished basement delivers even more space with multiple flex rooms — ideal for a rec room, additional non-conforming bedrooms, or a home gym — plus a convenient laundry area with a stacked washer/dryer. Outside, enjoy the large fully fenced backyard with a shed, patio space, and a covered carport/patio perfect for Colorado living year-round. Side yard features a dedicated covered dog run. Don't miss this versatile home with space for everyone!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
4.98% rateFHASave $441/mo

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