1227 14th
FHA Assumable
3.07% Rate
50 photos
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1227 14th

Greeley, CO 80631

3
Bedrooms
1
Bathrooms
1,204
Sq Ft

Payment Calculator

$2,038per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,250
$18,250$181,767
Secondary Financing8.5% Rate
$163,517
Blended rate5.63% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,192/mo
Assumable @ 3.07% + gap
$2,038/mo
$153less per month
$153
per month
$1,840
per year
$55,189
over 30 years

🏦 Loan Details

List Price
$365,000
Assumable Rate
3.07%
Remaining Balance
$183,618
Loan Type
FHA
Est. Equity Gap
$181,767
Annual Taxes
$1,814
HOA/mo
$225

About This Home

Walk to downtown Greeley from this updated 3-bedroom, 1-bath home, originally built in 1912. The home offers a functional layout with two bedrooms located upstairs, while the expanded primary bedroom on the main level provides added space and comfort. The primary suite was enhanced in 2020, along with adding a pantry for more kitchen storage. Electrical updates were completed in 2018, and insulation was added to the mudroom. The detached one-car garage includes insulation and electrical, making it suitable for storage, a workshop, or hobby space. The front yard is equipped with a sprinkler system for easy maintenance. The backyard has been cleared, offering a blank slate for landscaping or future improvements, and includes a spacious back porch-ideal for outdoor seating or entertaining.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$365,000
3.07% rateFHASave $1,337/mo

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