3385 White Oak
FHA Assumable
2.96% Rate
50 photos
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3385 White Oak

Highlands Ranch, CO 80129

3
Bedrooms
3
Bathrooms
2,376
Sq Ft

Payment Calculator

$5,653per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$43,750
$43,750$422,317
Secondary Financing8.5% Rate
$378,567
Blended rate4.99% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,254/mo
Assumable @ 2.96% + gap
$5,653/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$875,000
Assumable Rate
2.96%
Remaining Balance
$653,663
Loan Type
FHA
Est. Equity Gap
$422,317
Annual Taxes
$4,817
HOA/mo
$171

About This Home

Experience elevated living in this exceptional two-story residence in coveted Westridge Village where every corner of the home has been renovated for your comfort and convenience. Classic architectural details are enhanced by modern finishes to include brand new lighting, a fully remodeled kitchen (40K) with quartz island, extended quartz counters, Wolf 5-burner gas cooktop with downdraft ventilation, GE Profile Stainless oven/microwave, plentiful cabinets & pull out drawers, new tile backsplash (5K). LVT flooring throughout the main floor + brand-new carpet upstairs. Fresh paint throughout, updated hardware, new ceiling fans & Bali cellular shades (10K), surround sound. You'll love the high ceilings & quality windows bringing in natural light. Check out the arched doorways leading to the kitchen & custom arched window opening to the backyard. With refreshed spaces and a bright open, vaulted interior, you can entertain in style and with ease. Take the party outside to enjoy drinks on the patio. So many spaces to enjoy hosting family & friends. Heading upstairs you'll find your go-to relaxation space: a fantastic Primary suite with ample walk-in closet, remodeled 5-piece bath with dual Quartz vanity, corner soaking tub, frosted glass windows, modern lighting & mirrors--every detail you'd want right at hand. There are two additional bedrooms on the upper & full bath with updated Quartz vanity. Enjoy a convenient Highlands Ranch location with nearby shopping, dining & miles of walking/biking trails with the Westridge Rec Center less than a mile away + access to all 4 HRCA rec centers with pools, parks, fitness classes, inviting an active lifestyle. Back home, if you love gardening there are raised beds set with drip irrigation for your gardening pleasure. New furnace 2025 / AC 2024, dual hot water heaters (never run out of hot water!), triple pane windows throughout w/ UV protection, Maytag washer/dryer. This impeccable property is the opportunity you’ve been seeking!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$875,000
2.96% rateFHASave $3,154/mo

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