1042 Holland
FHA Assumable
3.07% Rate
50 photos
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1042 Holland

Lakewood, CO 80226

4
Bedrooms
3
Bathrooms
1,659
Sq Ft

Payment Calculator

$3,149per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,750
$31,750$195,708
Secondary Financing8.5% Rate
$163,958
Blended rate4.53% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,813/mo
Assumable @ 3.07% + gap
$3,149/mo
$664less per month
$664
per month
$7,968
per year
$239,044
over 30 years

🏦 Loan Details

List Price
$635,000
Assumable Rate
3.07%
Remaining Balance
$443,887
Loan Type
FHA
Est. Equity Gap
$195,708
Annual Taxes
$3,416

About This Home

Experience the quintessential Colorado lifestyle in this beautifully updated 4-bedroom, 3-bathroom ranch home at 1042 S Holland Ct, perfectly positioned for those seeking both relaxation and adventure in Lakewood. Spanning 3,087 total square feet, this residence is designed for seamless indoor-outdoor living, featuring a massive 20x14 ft back deck with a hot tub and prvate yard—ideal for starlit soak sessions—and a charming 28x9 ft stone front patio for morning coffee. Inside, the home glows with natural light from large windows and a sliding glass door, highlighting the rich hardwood floors and fresh paint throughout the spacious living and dining areas. The chef-ready kitchen is an entertainer’s dream, boasting granite countertops, a gas range, and a cozy eat-in layout. Retreat to the primary suite with its private 3/4 bath, or head down to the finished basement, a versatile space featuring a large fourth bedroom with a walk-in closet and a luxurious full bathroom equipped with double sinks and a soaking tub. Practicality meets modern comfort with an attached 2-car garage, stainless steel appliances, and a 2019 washer/dryer set included for a truly move-in-ready experience. Located in Jefferson County near local amenities, this property offers the space you need and the lifestyle you’ve been dreaming of. This Lakewood gem combines mid-century character with contemporary updates, making it the perfect sanctuary.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$635,000
3.07% rateFHASave $1,763/mo

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