432 Cardinal
Loveland, CO 80537
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In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.
🏦 Loan Details
- List Price
- $499,000
- Assumable Rate
- 2.6%
- Remaining Balance
- $158,675
- Loan Type
- VA
- Est. Equity Gap
- $347,219
- Annual Taxes
- $2,009
- HOA/mo
- $140
About This Home
Move-In Ready Ranch with Finished Basement in Highly Sought-After Songbird Meadows!This rare 4-bedroom, 3-bath ranch home with a fully finished basement and 2-car attached garage checks all the boxes-and homes like this don't come up often. Lovingly maintained by the original owners, this home is packed with updates and ready for you to move right in.Step inside to an open, light-filled floor plan with gleaming hardwood floors and a spacious living area that flows seamlessly into the dining space and kitchen-perfect for entertaining or everyday living. The kitchen features newer appliances, including a refrigerator, dishwasher, and garbage disposal, plus plenty of counter and cabinet space.Enjoy true main-level living with 3 bedrooms and 2 full bathrooms on the main floor, including a comfortable primary suite. Downstairs, the fully finished basement is a standout feature-offering a massive family/game room with a built-in bar and pool table (included!), a large 4th bedroom, an additional full bath, and tons of storage.Major upgrades are already done for you, including newer furnace and central A/C, plus fresh interior and exterior paint-giving you peace of mind from day one.Outside, relax or entertain in your small private, fully fenced backyard with a deck-perfect for summer evenings, pets, or gatherings. The attached 2-car garage is fully insulated and drywalled, with convenient alley access.Located in a quiet, desirable neighborhood near parks, trails, and everyday amenities, this home offers the space, layout, and updates buyers are searching for.Homes with this layout, condition, and finished basement don't last-schedule your showing today before it's gone!
Data Source: REcolorado MLS
Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.
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