12635 Halleluiah
FHA Assumable
2.35% Rate
50 photos
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12635 Halleluiah

Elbert, CO 80106

3
Bedrooms
4
Bathrooms
3,075
Sq Ft

Payment Calculator

$4,087per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,995
$33,995$438,408
Secondary Financing8.5% Rate
$404,413
Blended rate6.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,083/mo
Assumable @ 2.35% + gap
$4,087/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$679,900
Assumable Rate
2.35%
Remaining Balance
$252,305
Loan Type
FHA
Est. Equity Gap
$438,408
Annual Taxes
$3,311

About This Home

Situated in the desirable Latigo neighborhood, this property captures the essence of Colorado living with a beautiful, level lot, mature pine trees & stunning views of Pikes Peak & the Front Range. The setting offers a rare blend of privacy, usability & wide-open space, perfect for enjoying quiet mornings, sunsets & everyday life outdoors. Designed with both relaxation & functionality in mind, the exterior features a covered front porch & an expansive back deck, ideal for taking in the views or entertaining. The land is fully set up for animals with a fenced front yard, two separate pastures & a 24x20 shed/workshop with attached loafing shed, ideal for hay storage, equipment or hobbies. Inside, the home offers a comfortable floor plan with multiple living spaces. A spacious family room addition is filled with natural light from large windows, with built-in shelving, a cozy fireplace & direct access to the backyard. New carpet extends through the living room, family room & bedrooms, adding a fresh, comfortable feel throughout these spaces. The kitchen & dining areas have been refreshed with luxury vinyl plank flooring, stainless steel appliances & updated interior paint. The kitchen also includes an eat-in area, flowing into a large sunroom with walk-out access to the deck, offering a versatile space for a sitting room, playroom, or home office. Upstairs, you’ll find three well-sized bedrooms & two full bathrooms, including a primary suite with attached bathroom & walk-in closet. The fully finished basement provides additional flexibility with large rec room, non-conforming bedroom, a third bathroom & a second laundry hook-up. Located within District 49 & offering convenient access to Meridian Road & Highway 24, this property combines a peaceful, rural feel with everyday accessibility. Residents also enjoy access to the Latigo Equestrian Center & neighborhood riding easements, making it an ideal fit for those seeking space, views & a more relaxed Colorado lifestyle.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$679,900
2.35% rateFHASave $2,813/mo

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