2871 Night Sky
FHA Assumable
4.42% Rate
50 photos
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2871 Night Sky

Berthoud, CO 80513

4
Bedrooms
3
Bathrooms
2,111
Sq Ft

Payment Calculator

$2,733per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,750
$25,750$128,265
Secondary Financing8.5% Rate
$102,515
Blended rate5.27% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,092/mo
Assumable @ 4.42% + gap
$2,733/mo
$360less per month
$360
per month
$4,316
per year
$129,475
over 30 years

🏦 Loan Details

List Price
$515,000
Assumable Rate
4.42%
Remaining Balance
$387,392
Loan Type
FHA
Est. Equity Gap
$128,265
Annual Taxes
$5,321

About This Home

OPEN HOUSE SAT: 1-2:30 p.m. Welcome home to 2871 Night Sky Dr! This beautiful 4-bed, 3-bath residence is the one you've been waiting for. Nestled in the vibrant Prairie Star neighborhood, you are perfectly positioned between Loveland and Berthoud for easy access to everyday essentials and recreation. Forget the hassle of dark, damp basements; this home offers a smart, seamless slab-on-grade design that prioritizes bright, above-ground living and effortless maintenance. The main floor flows beautifully from the moment you enter. At the front, a formal flex space stands ready to be your home office or library, complemented by a convenient half bath. The central dining area acts as the heart of the home, bridging the spacious living room and a chef-ready kitchen featuring stainless steel appliances, a gas stove, and ample counter space and island. Head upstairs to a second-floor layout designed for both sophistication and symmetry. At the center lies an expansive loft-a versatile "community hub" bathed in natural light. It's the perfect spot for a secondary media lounge, a homework station, or an open-air playroom that keeps the family connected. All four bedrooms are tucked off this central space, including a primary suite that boasts a large full bath with dual sinks and a generous walk-in closet. Enjoy peace of mind with UV-protected windows installed just last year and a fully fenced backyard perfect for private morning coffees or quiet evenings. The Prairie Star community offers resort-style amenities, including a pool, park, trails, community garden and a clubhouse with workout equipment. Plus, you're just minutes from local lakes, Rocky Mountain National Park, and the TPC Colorado golf course. A one year rate buy down is being offered on this home to qualified buyers!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$515,000
4.42% rateFHASave $1,008/mo

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