281 Zinnia
FHA Assumable
3.77% Rate
50 photos
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281 Zinnia

Denver, CO 80228

2
Bedrooms
2
Bathrooms
926
Sq Ft

Payment Calculator

$2,407per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,750
$15,750$196,465
Secondary Financing8.5% Rate
$180,715
Blended rate5.91% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,891/mo
Assumable @ 3.77% + gap
$2,407/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$315,000
Assumable Rate
3.77%
Remaining Balance
$219,154
Loan Type
FHA
Est. Equity Gap
$196,465
Annual Taxes
$1,475
HOA/mo
$410

About This Home

Tucked at the base of Green Mountain, this first-floor condo offers a rare blend of outdoor access and everyday convenience. Backing directly to open space with hiking and biking trails just steps from your door, it’s an ideal fit for those who value an active Colorado lifestyle.\r \r Located on a quiet cul-de-sac with minimal traffic, the setting feels private and peaceful while still providing quick access to everything you need. Inside, the home features a brand-new kitchen with stainless steel appliances, new laminate flooring, and fresh paint throughout, creating a move-in-ready home.\r \r The functional layout offers easy, low-maintenance living with minimal stairs, making it a great option for those seeking first-floor convenience. While thoughtfully updated, the home still retains some original charm—leaving room for a buyer to personalize and build equity over time.\r \r With quick access to I-70, C-470, 6th Avenue, and Highway 93, commuting is seamless, while weekend adventures are right outside your door. Enjoy close proximity to Red Rocks Park, Green Mountain trails, light rail, St. Anthony’s Hospital, Denver West shopping and dining, and Red Rocks Community College.\r \r Whether you’re heading out for a morning hike or an evening show at Red Rocks, this location delivers the best of Colorado living.\r Community is not currently FHA approved. Cash or Conventional financing recommended.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$315,000
3.77% rateFHASave $1,208/mo

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