281 Zinnia
FHA Assumable
3.77% Rate
50 photos
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281 Zinnia

Denver, CO 80228

2
Bedrooms
2
Bathrooms
926
Sq Ft

Payment Calculator

$1,828per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$14,995
$14,995$181,365
Secondary Financing8.5% Rate
$166,370
Blended rate6.54% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,801/mo
Assumable @ 3.77% + gap
$1,828/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$299,900
Assumable Rate
3.77%
Remaining Balance
$118,224
Loan Type
FHA
Est. Equity Gap
$181,365
Annual Taxes
$1,475
HOA/mo
$410

About This Home

Freshly repositioned and priced to move, this first-floor condo at the base of Green Mountain offers a rare combination of location, lifestyle, and value. Backing directly to open space with hiking and biking trails just steps from your door, this home delivers true Colorado living with everyday convenience.\r \r Tucked away on a quiet cul-de-sac with minimal traffic, the setting feels private and peaceful while still offering quick access to everything you need. Inside, major updates have already been completed—including a brand-new kitchen with stainless steel appliances, new laminate flooring, and fresh interior paint—creating a clean, functional space ready for immediate enjoyment.\r \r The practical first-floor layout offers low-maintenance living with minimal stairs, ideal for buyers seeking accessibility and ease. While thoughtfully updated where it counts, select areas still offer opportunity for personal touches over time—making this an excellent option for buyers looking to build additional equity while enjoying immediate comfort.\r \r With quick access to I-70, C-470, 6th Avenue, and Highway 93, commuting is seamless while Colorado’s best recreation remains right outside your door. Enjoy close proximity to Green Mountain trails, Red Rocks Park & Amphitheatre, light rail, St. Anthony Hospital, Denver West shopping and dining, and Red Rocks Community College.\r \r Whether you’re a first-time buyer or outdoor enthusiast this is a compelling opportunity to own in a highly desirable foothills location at an exceptional value.\r \r Community is not currently FHA approved. Cash or Conventional financing recommended.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$299,900
3.77% rateFHASave $1,118/mo

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