10656 Racine
FHA Assumable
4.57% Rate
50 photos
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10656 Racine

Commerce City, CO 80022

5
Bedrooms
5
Bathrooms
2,410
Sq Ft

Payment Calculator

$3,476per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$246,208
Secondary Financing8.5% Rate
$217,958
Blended rate6.07% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 4.57% + gap
$3,476/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
4.57%
Remaining Balance
$352,465
Loan Type
FHA
Est. Equity Gap
$246,208
Annual Taxes
$8,328
HOA/mo
$60

About This Home

Pride of ownership is evident throughout this beautifully updated home, where thoughtful improvements and quality craftsmanship create a warm, inviting space for everyday living and entertaining. With over $100,000 in upgrades completed under the owners’ supervision by licensed subcontractors, this home offers the perfect blend of comfort, style, and functionality.\r The main level has been extensively refreshed with updated flooring, fresh paint, retextured ceilings, solid core interior doors, new millwork, and improved lighting and electrical work. The remodeled kitchen is a standout feature with updated cabinetry, countertops, backsplash, appliances, and a stylish island light, while the living room has been enhanced with luxury vinyl flooring, can lights, and a ceiling fan. Bathrooms have also been updated, including a beautifully remodeled primary bath with new shower, cabinetry, tile, lighting, and fan.\r Additional improvements include a newer furnace, central air conditioning, custom fireplace mantel, a dedicated craft/laundry room, and a finished basement with added living space, surround sound, new windows, soundproof theater insulation, carpet, millwork, and a basement bathroom. Outside, enjoy the benefits of a hail-resistant roof with ridge vent, updated landscaping and sprinkler repairs, and a covered back patio for relaxing or entertaining. This is a home that has been lovingly improved over time and is truly move-in ready.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
4.57% rateFHASave $1,501/mo

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