9074 Truckee
FHA Assumable
4.99% Rate
50 photos
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9074 Truckee

Commerce City, CO 80022

4
Bedrooms
3
Bathrooms
2,792
Sq Ft

Payment Calculator

$3,055per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,750
$29,750$40,128
Secondary Financing8.5% Rate
$10,378
Blended rate5.05% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,573/mo
Assumable @ 4.99% + gap
$3,055/mo
$518less per month
$518
per month
$6,212
per year
$186,366
over 30 years

🏦 Loan Details

List Price
$595,000
Assumable Rate
4.99%
Remaining Balance
$554,872
Loan Type
FHA
Est. Equity Gap
$40,128
Annual Taxes
$6,628
HOA/mo
$54

About This Home

4 bedrooms, loft, and main-floor office—set on a premium lot backing to a walking trail with direct access to parks and the new Capstone Academy. Built in 2024, this home offers a nearly-new feel with completed landscaping, fencing, window coverings, and an oversized covered patio already in place—plus a potential financing advantage with an assumable FHA loan at approximately 4.99% (subject to approval). Inside, the open-concept kitchen, dining, and great room create a functional and inviting layout. The kitchen features quartz countertops, a center island with sink, dishwasher, and breakfast bar seating, stainless steel appliances including a 5-burner gas range, extended cabinetry, and a pantry. The spacious dining area leads to a dramatic double sliding glass door opening to the covered patio with built-in lighting—creating a true indoor-outdoor connection overlooking the open space and trail. The backyard’s position provides access to parks to the north and a larger park under construction to the south near the new tuition-free K–8 charter school. The living room features abundant natural light, tall ceilings, and an oversized gas fireplace. A private office at the front of the home and a powder bath complete the main level. Upstairs, a loft at the top of the stairs provides flexible living space. The primary suite includes a large walk-in shower, quartz double vanity, and an oversized walk-in closet (approx. 13' x 11'). Three additional bedrooms are well-sized, one with a walk-in closet, plus a full bath with double vanity and a spacious laundry room with washer and dryer included. Additional features include a fully drywalled oversized 2-car garage with mudroom and backyard access, tankless water heater, plus mountain views. Conveniently located near DIA, Buffalo Run Golf Course, shopping, trails, Second Creek Open Space, and the Rocky Mountain Arsenal National Wildlife Refuge, with a new high school under construction less than 5 minutes away.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$595,000
4.99% rateFHASave $546/mo

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