4397 Netherland
FHA Assumable
2.89% Rate
50 photos
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4397 Netherland

Aurora, CO 80015

3
Bedrooms
3
Bathrooms
1,964
Sq Ft

Payment Calculator

$2,258per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,250
$24,250$103,190
Secondary Financing8.5% Rate
$78,940
Blended rate3.82% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,912/mo
Assumable @ 2.89% + gap
$2,258/mo
$655less per month
$655
per month
$7,855
per year
$235,665
over 30 years

🏦 Loan Details

List Price
$485,000
Assumable Rate
2.89%
Remaining Balance
$397,082
Loan Type
FHA
Est. Equity Gap
$103,190
Annual Taxes
$5,566
HOA/mo
$91

About This Home

Welcome to this beautifully maintained 3bed 2.5bath townhome in the desirable Copperleaf community, built in 2020 with modern style and functionality in mind. \r \r Step inside to a bright, open-concept layout filled with natural light and elevated by clean, contemporary finishes. The kitchen serves as the centerpiece of the home, featuring quartz countertops, sleek cabinetry, stainless steel appliances, a spacious pantry, and a large island with seating—perfect for gathering and everyday living. Beautiful luxury vinyl plank flooring extends throughout the main level. The home also includes solar panels designed to improve efficiency and offset energy expenses, adding value and sustainability\r \r A dedicated main-floor office offers excellent flexibility and can easily be converted into a fourth bedroom, providing a rare and valuable main-level bedroom option—ideal for guests, multi-generational living, or a private retreat.\r \r A sliding glass door opens to a private, fenced yard designed for easy maintenance and a patio—perfect for relaxing or entertaining outdoors.\r \r Upstairs, you’ll find three well-appointed bedrooms, a spacious loft, and a convenient laundry room. The primary suite offers a peaceful retreat with a walk-in closet and a private bath complete with dual vanities and an oversized walk-in shower. Two additional bedrooms share a full bath with modern finishes.\r \r The home is surrounded by some of the area’s most desirable amenities, including nearby parks, walking trails, and open space. Enjoy easy access to Southlands for shopping, dining, entertainment, and everyday conveniences, as well as close proximity to Aurora Reservoir, offering outdoor activities like paddleboarding, biking, and scenic views. The home is also located within the highly sought-after Cherry Creek School District. Community amenities include a pool, clubhouse, and park just steps away—all included in the HOA.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$485,000
2.89% rateFHASave $1,111/mo

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