1584 Fraser
FHA Assumable
3.31% Rate
50 photos
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1584 Fraser

Aurora, CO 80012

5
Bedrooms
4
Bathrooms
3,018
Sq Ft

Payment Calculator

$2,828per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,000
$27,000$202,090
Secondary Financing8.5% Rate
$175,090
Blended rate5.08% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,243/mo
Assumable @ 3.31% + gap
$2,828/mo
$414less per month
$414
per month
$4,974
per year
$149,206
over 30 years

🏦 Loan Details

List Price
$540,000
Assumable Rate
3.31%
Remaining Balance
$337,910
Loan Type
FHA
Est. Equity Gap
$202,090
Annual Taxes
$3,240
HOA/mo
$80

About This Home

SAVE $MONEY$ on your mortgage by utilizing the Lender Funded Buydown….funds are flexible. These funds can be used toward the temporary Buydown, closing costs, escrows, prepaids, and/or even applied toward a permanent rate Buydown. Paid-in-full solar keeps electric bills down--no lease to assume. BRAND NEW ROOF, installed Feb 2026, for added peace of mind.\r With over 3,000 finished sq. ft., this 5 bed, 4 bath home offers the perfect blend of comfort and value. The inviting kitchen features granite countertops, warm oak cabinetry, hardwood floors, and stainless steel appliances--all included. Sun-filled dining room with classic wainscoting and ample room for large gatherings. Enjoy the cozy wood-burning fireplace in the living room with vaulted ceilings, creating a welcoming gathering space, with double doors open to the patio for effortless indoor/outdoor living. Main-floor bedroom or office plus convenient laundry (washer/dryer included).\r Upstairs, retreat to the private primary suite with its own sunroom..ideal for morning coffee or a quiet escape. 2 additional bedrooms and full bath completes the upstairs. The finished basement is made for entertaining with a spacious rec room, wet bar (bar fridge included), and oversized ensuite bedroom with additonal private bathroom--perfect for guests or extended living.\r Relax on the charming front porch or host gatherings on the backyard patio. This home truly delivers afforadable space, savings, and lifestyle.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$540,000
3.31% rateFHASave $1,564/mo

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