6523 Shannon
VA Assumable
2.68% Rate
50 photos
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6523 Shannon

Highlands Ranch, CO 80130

4
Bedrooms
4
Bathrooms
3,925
Sq Ft

Payment Calculator

$4,738per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$42,500
$42,500$445,199
Secondary Financing8.5% Rate
$402,699
Blended rate5.58% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,104/mo
Assumable @ 2.68% + gap
$4,738/mo
$366less per month
$366
per month
$4,393
per year
$131,802
over 30 years

🏦 Loan Details

List Price
$850,000
Assumable Rate
2.68%
Remaining Balance
$405,748
Loan Type
VA
Est. Equity Gap
$445,199
Annual Taxes
$4,359
HOA/mo
$174

About This Home

Welcome to Highlands Ranch Living! This lovingly cared for and thoughtfully designed, 4 bedroom, 4-bath home offers over 4,100 square feet of comfortable, functional living in one of Highlands Ranch’s most sought-after communities. From the moment you step inside, you’re greeted by a warm and inviting sitting and formal living room. The heart of the home unfolds into an expansive great room where the family room, kitchen, and bar area seamlessly connect, perfectly designed for both everyday living and effortless entertaining. The spacious kitchen features newer stainless steel appliances, rich oak cabinetry, a large peninsula, and beautiful granite countertops, all opening to the cozy family room with a gas fireplace. Abundant windows fill the home with natural light, creating a bright and welcoming atmosphere throughout. Step outside to the new (2025) Trex composite deck, where you can enjoy looking out onto the beautifully landscaped backyard. A staircase leads down to a new covered stamped patio (2025) - an ideal setting for outdoor gatherings or relaxing Colorado evenings. Back inside, the upper level boasts the generous primary suite - a true retreat. Complete with a five-piece bath, dual walk-in closets, and lounge area with mountain views. Three additional nice sized bedrooms and a full bath complete the upper level. The finished walk-out basement provides exceptional flexibility with a large recreation room, kitchenette, office space, and full bath - ideal for entertaining, guests, or multigenerational living. Recent upgrades include a new Trex deck and new stamped concrete patio, exterior paint, new garage doors, a water heater, plantation shutters and so much more. Additional highlights - a fully landscaped and irrigated yard, an oversized 3-car garage, whole house fan and a prime location near top-rated schools, parks, shopping, trails and access to all four Highlands Ranch recreation centers. This is the Highlands Ranch property you’ve been waiting for!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$850,000
2.68% rateVASave $3,251/mo

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