3734 King
FHA Assumable
3.69% Rate
50 photos
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3734 King

Denver, CO 80236

1
Bedrooms
1
Bathrooms
944
Sq Ft

Payment Calculator

$2,276per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,500
$19,500$204,766
Secondary Financing8.5% Rate
$185,266
Blended rate6.10% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,342/mo
Assumable @ 3.69% + gap
$2,276/mo
$66less per month
$66
per month
$789
per year
$23,660
over 30 years

🏦 Loan Details

List Price
$390,000
Assumable Rate
3.69%
Remaining Balance
$185,234
Loan Type
FHA
Est. Equity Gap
$204,766
Annual Taxes
$2,361
HOA/mo
$35

About This Home

Charming Home with flexibility, character, and room to grow.\r Located at 3734 S King St, this 1-bedroom home offers approximately 1,308 total square feet on a generous 6,316 sq ft lot, delivering both comfort and future potential. Built in 1948, the home blends timeless charm with functional living in today’s market.\r The main level lives larger than expected, featuring a spacious living room that can be split in half and used as a dining room depending on your needs. The eat-in kitchen offers a bright and inviting feel with tile countertops, ample cabinetry, and all appliances included, creating a functional space that flows seamlessly into the sunroom/studio/office—ideal for today’s flexible lifestyle.\r Downstairs, the 364 sq ft basement with egress and newer windows and is currently utilized as a second bedroom, offering comfortable additional living space today with the flexibility to further customize or finish to your needs.\r Step outside and experience what truly sets this property apart—an incredibly private, landscaped yard that feels like a hidden oasis in the city. Enjoy a peaceful courtyard patio with water feature and a detached ~400 sq ft garage/workshop ideal for hobbies, storage, or creative use. Alley access provides fenced RV parking, with future opportunity to add a concrete driveway if desired.\r Additional highlights include hardwood and tile flooring throughout, a spacious laundry room, and no HOA—offering flexibility and freedom for a variety of lifestyles.\r A rare blend of charm, usable space, and outdoor living—this is a home you truly have to experience to appreciate.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$390,000
3.69% rateFHASave $1,259/mo

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