1318 Biscay
FHA Assumable
3.16% Rate
50 photos
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1318 Biscay

Aurora, CO 80017

3
Bedrooms
3
Bathrooms
1,672
Sq Ft

Payment Calculator

$2,256per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,450
$22,450$130,479
Secondary Financing8.5% Rate
$108,029
Blended rate4.47% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,696/mo
Assumable @ 3.16% + gap
$2,256/mo
$440less per month
$440
per month
$5,281
per year
$158,429
over 30 years

🏦 Loan Details

List Price
$449,000
Assumable Rate
3.16%
Remaining Balance
$331,261
Loan Type
FHA
Est. Equity Gap
$130,479
Annual Taxes
$3,344
HOA/mo
$364

About This Home

Welcome to this beautifully maintained home in a desirable Aurora neighborhood, where comfort, efficiency, and style come together seamlessly. From the moment you arrive, you’ll appreciate the inviting curb appeal, freshly painted interior, and thoughtful upgrades throughout. Step inside to a bright and open floor plan filled with natural light, creating a warm and welcoming atmosphere. The spacious living area flows effortlessly into the dining space and kitchen, offering ample cabinetry, generous counter space, and a layout designed for both everyday living and entertaining.\r \r Upstairs, you’ll find comfortable bedrooms, including a relaxing primary retreat perfect for unwinding at the end of the day. Additional bedrooms provide flexibility for guests, a home office, or hobbies, while bathrooms are designed with both style and functionality in mind. The lower level adds even more versatility with a cozy family room and an additional half bathroom, ideal for movie nights, game days, or hosting guests.\r \r This home is packed with valuable efficiency features, including a protective attic liner over insulation and a crawl space vapor barrier. Major systems have been updated with a new AC, furnace, and water heater installed in 2024, offering peace of mind for years to come. Step outside to enjoy the composite deck installed in 2023, built to accommodate a hot tub, making it a perfect space for relaxing or entertaining. All blinds were recently replaced. A weatherproof outlet on the front porch adds convenience for seasonal décor or outdoor use.\r \r Located close to parks, shopping, dining, and major commuter routes, this home combines suburban tranquility with everyday convenience. Don’t miss your chance to make this move-in ready home your own!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$449,000
3.16% rateFHASave $1,142/mo

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