2209 Santa Fe
VA Assumable
2.25% Rate
50 photos
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2209 Santa Fe

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,509
Sq Ft

Payment Calculator

$3,059per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,750
$27,750$297,774
Secondary Financing8.5% Rate
$270,024
Blended rate5.45% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,333/mo
Assumable @ 2.25% + gap
$3,059/mo
$273less per month
$273
per month
$3,277
per year
$98,313
over 30 years

🏦 Loan Details

List Price
$555,000
Assumable Rate
2.25%
Remaining Balance
$257,226
Loan Type
VA
Est. Equity Gap
$297,774
Annual Taxes
$3,725
HOA/mo
$65

About This Home

Welcome to a home that blends comfort, convenience, and Colorado lifestyle. Perfect for active families and first-time home buyers, this property sits next to a community trail and backs to the protected Spring Gulch Green Way that will never be developed, offering lasting privacy and open views. Behind the Green Way is Ute Creek Golf Course where you can enjoy a game of golf or a relaxing time in the club house restaurant, or both! Enjoy beautiful mountain views from the back porch and primary bedroom-ideal for relaxing mornings and peaceful evenings. The backyard boasts plenty of space, a designated garden area, and the back fence has productive concord grape vines! Inside, you'll find thoughtful updates throughout, including a kitchen with quartz countertops, stainless steel appliances, and a touchless faucet. Bathrooms have new updates, new ceiling lighting brightens the home, and other major upgrades like a newer HVAC system. A brand new washer and dryer are also included, along with a newly finished crawl space for extra storage. The unfinished basement is ready for future expansion, with rough-in plumbing and egress window already in place-perfect for adding a 4th bedroom and bathroom. Located near Highway 66, commuting is easy-25 minutes to Loveland, 30 to Boulder, 45 to Denver, and 50 to DIA. Close to great schools, parks, and with a low HOA and no metro tax you'll save thousands. As a rare bonus, the sellers are relocating out of the country and are willing to include nearly everything needed to maintain the home, including a riding lawn mower, tools, ladders, and everything else. Even more valuable: an assumable VA loan at 2.25%, offering qualified buyers significant monthly savings. This is a rare opportunity to own a move-in-ready home with views, upgrades, and long-term value.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$555,000
2.25% rateVASave $2,218/mo

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