860 Goldenrod
FHA Assumable
3.05% Rate
50 photos
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860 Goldenrod

Henderson, CO 80640

5
Bedrooms
3
Bathrooms
2,763
Sq Ft

Payment Calculator

$2,833per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,495
$29,495$162,643
Secondary Financing8.5% Rate
$133,148
Blended rate4.35% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,542/mo
Assumable @ 3.05% + gap
$2,833/mo
$709less per month
$709
per month
$8,512
per year
$255,370
over 30 years

🏦 Loan Details

List Price
$589,900
Assumable Rate
3.05%
Remaining Balance
$426,341
Loan Type
FHA
Est. Equity Gap
$162,643
Annual Taxes
$6,849
HOA/mo
$32

About This Home

Welcome to your dream home! This absolutely stunning 5-bedroom, 3-bathroom beauty is perfectly tucked into a quiet neighborhood, just minutes from schools and with easy access to major highways—making everyday living both peaceful and convenient.\r \r Step inside and fall in love with the bright, open living space filled with natural light, creating a warm and inviting vibe from the moment you walk in. The show-stopping gourmet kitchen is truly the heart of the home, featuring stainless steel appliances, a newer refrigerator, gas stove, gorgeous quartz countertops, a spacious walk-in pantry, and tons of storage—perfect for hosting, cooking, and making memories!\r \r The primary suite is your own private retreat, complete with stylish IKEA shelving for a sleek, modern, and super functional space. Upstairs, the versatile loft is a huge bonus—ideal for a cozy hangout, home office, or extra living area to fit your lifestyle.\r \r Sitting on a spacious lot, this home offers the perfect balance of indoor and outdoor living. You’ll love the $14K whole-home water system, providing high-quality water while helping reduce maintenance and improve efficiency. Step outside to a beautifully landscaped backyard with lush grass and a concrete patio—ready for summer BBQs, entertaining, or relaxing nights by the fire pit!\r \r And here’s the BIG bonus—this home comes equipped with solar panels that will be PAID OFF at closing by the sellers! That means instant energy savings, lower monthly utility bills, protection from rising energy costs, and eco-friendly living from day one—without taking on any extra payments. It’s truly a win-win!\r \r Downstairs, the unfinished basement is full of opportunity with tons of space to create exactly what you want—home gym, theater room, guest suite, or all of the above. The potential here is incredible!\r \r This home has it all, space, style, upgrades, and amazing value. Don’t miss your chance to make it yours—schedule your showing today before it’s gone!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$589,900
3.05% rateFHASave $1,540/mo

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