11116 Pearl
FHA Assumable
3.125% Rate
50 photos
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11116 Pearl

Northglenn, CO 80233

4
Bedrooms
2
Bathrooms
1,600
Sq Ft

Payment Calculator

$2,316per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,000
$22,000$176,356
Secondary Financing8.5% Rate
$154,356
Blended rate5.11% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,642/mo
Assumable @ 3.125% + gap
$2,316/mo
$326less per month
$326
per month
$3,910
per year
$117,286
over 30 years

🏦 Loan Details

List Price
$440,000
Assumable Rate
3.125%
Remaining Balance
$263,644
Loan Type
FHA
Est. Equity Gap
$176,356
Annual Taxes
$3,458

About This Home

Move-in ready ranch with thoughtful updates and a great layout! This charming 4-bedroom, 2-bath home offers over 1,600 finished square feet of comfortable living space on a spacious 8,400 sq ft lot. The main level features an open-concept living area, updated kitchen with stainless steel appliances and island counter, and two bedrooms with a remodeled full bath.\r \r Head downstairs to find a large versatile rec room, two additional bedrooms, and another beautifully updated bathroom. The freshly painted interior and practical layout make this home easy to enjoy from day one.\r \r Outside, you'll love the large, fenced backyard — perfect for pets, gardening, or entertaining. The main sewer line was recently replaced (with 10-year warranty), offering peace of mind for years to come. Conveniently located near parks, schools, shopping, and major routes for an easy commute.\r \r Key features:\r \r 4 bedrooms / 2 updated baths,\r Open main level with remodeled kitchen,\r Finished basement with flexible space,\r Large fenced yard (8,400 sq ft),\r New sewer line with warranty,\r Central location near parks, schools, and amenities, and\r Assumable FHA loan at 3.125%\r \r This home offers great value, convenience, and comfort — ideal for anyone looking to make Northglenn home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$440,000
3.125% rateFHASave $1,369/mo

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