10659 Upper Highland
VA Assumable
3.69% Rate
50 photos
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10659 Upper Highland

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,470
Sq Ft

Payment Calculator

$2,550per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,000
$21,000$192,409
Secondary Financing8.5% Rate
$171,409
Blended rate5.57% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,522/mo
Assumable @ 3.69% + gap
$2,550/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$420,000
Assumable Rate
3.69%
Remaining Balance
$268,087
Loan Type
VA
Est. Equity Gap
$192,409
Annual Taxes
$2,678
HOA/mo
$70

About This Home

**OPEN HOUSE SAT & SUN 10-1** Welcome home to this beautifully updated property located in the rapidly growing community of unincorporated Weld County. Offering more than just living space, this move-in-ready home combines comfort, flexibility, and an exceptional Colorado lifestyle.\r \r Step inside to a bright, open main level where the living, dining, and kitchen areas flow seamlessly, ideal for both everyday living and entertaining. The updated kitchen features granite countertops, sleek cabinetry, and newer appliances, creating a warm and inviting gathering space.\r \r Upstairs, the spacious primary suite provides a private retreat with an ensuite bath and walk-in closet. Two additional bedrooms, a second full bathroom, and convenient upstairs laundry complete this popular and functional floor plan.\r \r A standout feature is the garage conversion into a versatile studio or workspace with private exterior access and a dedicated bathroom—perfect for a home office, hobby room, or creative retreat (buyer to verify permitted use).\r \r Major system upgrades provide peace of mind, including a NEW furnace and A/C (2025), newer water heater, and a Class 4 impact-resistant roof, offering enhanced efficiency and long-term value.\r \r Enjoy a prime location just steps from parks, trails, and open space, with nearby conveniences including Target, Chick-fil-A, Starbucks, and Seven Brew. With easy access to I-25, commuting to Fort Collins, Denver, or Boulder is effortless. A stocked fishing pond nearby and county-provided irrigation water further enhance the outdoor lifestyle.\r \r The home also offers exceptional financial advantages with an assumable 3.75% loan (not limited to VA buyers; buyer to verify qualification and approval) and very low property taxes, helping to keep monthly payments affordable.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$420,000
3.69% rateVASave $1,325/mo

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