1130 Charismatic
VA Assumable
4.75% Rate
50 photos
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1130 Charismatic

Colorado Springs, CO 80921

4
Bedrooms
4
Bathrooms
3,186
Sq Ft

Payment Calculator

$4,251per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$39,500
$39,500$173,340
Secondary Financing8.5% Rate
$133,840
Blended rate5.42% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,744/mo
Assumable @ 4.75% + gap
$4,251/mo
$493less per month
$493
per month
$5,912
per year
$177,357
over 30 years

🏦 Loan Details

List Price
$790,000
Assumable Rate
4.75%
Remaining Balance
$617,639
Loan Type
VA
Est. Equity Gap
$173,340
Annual Taxes
$4,861
HOA/mo
$125

About This Home

Welcome to 1130 Charismatic Way in The Farm, where modern farmhouse charm meets thoughtful design and everyday functionality. This beautifully appointed home showcases cohesive finishes throughout, including main-level hardwood floors, 42” kitchen cabinetry, and decorative tile accents in the kitchen, primary en-suite, and laundry room.\r \r The open floor plan is designed for both comfortable living and effortless entertaining, featuring a spacious kitchen, dining area, and inviting living room anchored by a gas fireplace with stacked stone surround. The main-level primary suite offers a private retreat with a 5-piece en-suite bath, while additional main-level conveniences include a home office or flex space, laundry room with sink, mud room with coat hooks and built in boot-bench, and powder bath.\r \r Downstairs, the finished lower level expands the living space with a large great room, a second gas fireplace, two secondary bedrooms with a shared 3/4 bath, plus a private guest suite with walk-in closet and 3/4 bath.\r \r The finished and insulated 2-car garage is equally impressive, complete with an electric vehicle charging station, high-mount garage door opener allowing room for additional storage. Outside, enjoy standout curb appeal, a fenced backyard, and a covered porch perfect for morning coffee or evening stargazing.\r \r Located in The Farm, residents enjoy access to The Gathering Place community center, a pool, community events, and a charming linear park system that honors the area’s farm and equestrian heritage. With walking trails, close proximity to the Santa Fe Trail, north Colorado Springs dining, shopping, schools, and easy access to I-25, this home offers the ideal blend of lifestyle, comfort, and convenience.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$790,000
4.75% rateVASave $1,321/mo

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