1130 Charismatic
VA Assumable
4.75% Rate
50 photos
Click to enlarge

1130 Charismatic

Colorado Springs, CO 80921

4
Bedrooms
4
Bathrooms
3,193
Sq Ft

Payment Calculator

$4,126per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$38,750
$38,750$158,340
Secondary Financing8.5% Rate
$119,590
Blended rate5.36% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,654/mo
Assumable @ 4.75% + gap
$4,126/mo
$528less per month
$528
per month
$6,330
per year
$189,914
over 30 years

🏦 Loan Details

List Price
$775,000
Assumable Rate
4.75%
Remaining Balance
$614,691
Loan Type
VA
Est. Equity Gap
$158,340
Annual Taxes
$4,861
HOA/mo
$125

About This Home

**Assumable Loan** Where Colorado Living Comes Naturally. Life in The Farm is about more than a beautiful home—it's about neighborhood trails, community gatherings, outdoor living, and a lifestyle that embraces Colorado's four seasons. Located in one of northern Colorado Springs' most sought-after communities and within award-winning District 20 schools, this thoughtfully designed ranch offers the perfect balance of comfort, connection, and convenience. Sun-filled living spaces and an open floor plan create an inviting setting for both everyday living and entertaining. The kitchen anchors the heart of the home with 42-inch cabinetry, a large center island, pantry, decorative tile accents, and seamless flow into the dining area and great room, where a stacked stone gas fireplace adds warmth and character. The main-level primary suite provides a private retreat with a spacious five-piece bath, while a dedicated office or flex room offers versatility for remote work or hobbies. A beautifully appointed laundry room with utility sink, mudroom with built-in bench and coat hooks, and powder bath complete the main level. The finished lower level expands the home's flexibility with a spacious recreation room featuring a second gas fireplace, two secondary bedrooms with a shared three-quarter bath, and a private guest suite with walk-in closet and its own three-quarter bath—ideal for visitors or multi-generational living. Outside, a covered back porch invites morning coffee, outdoor dining, and evenings beneath Colorado's star-filled skies. The finished, insulated garage includes an EV charging station and high-lift garage door opener for additional overhead storage. Residents of The Farm enjoy The Gathering Place, community pool, parks, walking trails, and easy access to the Santa Fe Trail, shopping, dining, I-25, and nearby amenities. An assumable VA loan is available to qualified buyers, offering a valuable financing opportunity.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$775,000
4.75% rateVASave $1,231/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472