1853 Garfield
VA Assumable
2.81% Rate
50 photos
Click to enlarge

1853 Garfield

Louisville, CO 80027

3
Bedrooms
1
Bathrooms
1,246
Sq Ft

Payment Calculator

$3,353per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,250
$33,250$241,935
Secondary Financing8.5% Rate
$208,685
Blended rate4.68% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,993/mo
Assumable @ 2.81% + gap
$3,353/mo
$640less per month
$640
per month
$7,679
per year
$230,376
over 30 years

🏦 Loan Details

List Price
$665,000
Assumable Rate
2.81%
Remaining Balance
$424,997
Loan Type
VA
Est. Equity Gap
$241,935
Annual Taxes
$4,431
HOA/mo
$70

About This Home

Looking to get into Louisville at a great price with no HOA? This updated 3-bed, 1-bath ranch on a corner lot adjacent to open green space & Centennial Park offers true main-level living with hardwood floors and Philips Hue accent lighting throughout. The remodeled kitchen features white shaker cabinetry, quartz countertops, glass backsplash, Bosch SS appliances, generous prep space, and countertop seating. A tiled four-season sunroom extends the living space year-round and opens to a large, fully fenced backyard with mature aspens, pines, oaks, and terraced garden beds. Two bedrooms are privately set apart near a full bathroom, while a third with French doors serves well as an office or flex space. A hallway laundry closet adds convenience & storage. Recent upgrades include LG refrigerator (2025), Lennox A/C (2023) & furnace (2018), Rachio irrigation system, fencing, professional landscaping, Nest thermostat, and a Ring security system. A one-car garage and storage shed provide room for all your Colorado toys. Located in a non-HOA neighborhood near S. Boulder Rd for easy access to Boulder, Lafayette, and Hwy 287, with nearby trails to Louisville's expansive & well-connected North Open Space. Old Town Louisville & Louisville Middle School are just a short walk or bike ride away.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$665,000
2.81% rateVASave $2,033/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472