3165 Sedgwick
VA Assumable
3.62% Rate
50 photos
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3165 Sedgwick

Loveland, CO 80538

3
Bedrooms
2
Bathrooms
2,246
Sq Ft

Payment Calculator

$3,852per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,000
$31,000$222,309
Secondary Financing8.5% Rate
$191,309
Blended rate4.93% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,723/mo
Assumable @ 3.62% + gap
$3,852/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$620,000
Assumable Rate
3.62%
Remaining Balance
$522,427
Loan Type
VA
Est. Equity Gap
$222,309
Annual Taxes
$3,274
HOA/mo
$1,350

About This Home

Welcome to 3165 Sedgwick Circle in the desirable Hunters Run community, where spacious main-level living, thoughtful updates, and effortless comfort come together. This beautifully maintained ranch-style home offers over 2,200 finished square feet on the main level, along with a full unfinished basement and an oversized two-car garage. The open, inviting layout features tasteful finishes throughout, two comfortable bedrooms, two bathrooms, and a versatile study or flex room with elegant French doors, perfect for a home office or guest space. The stunning eat-in kitchen is a true centerpiece, featuring granite countertops, rich hardwood flooring, 42-inch cabinets with crown molding, a built-in desk, a functional island, and stainless steel appliances, including a gas range, ideal for both everyday living and entertaining. The living room features a cozy two-sided gas fireplace, while a separate formal dining room provides the perfect setting for hosting gatherings and special occasions. Recent updates include brand new carpeting, a refreshed primary bathroom with dual vanities and a luxurious deep soaking tub, and a freshly painted garage complete with an epoxy floor. Step outside to the enclosed patio, an excellent space to relax or entertain year-round. The beautifully landscaped yard is mature, low-maintenance, and perfect for enjoying Colorado's seasons. Plus, you'll love access to the neighborhood pool just in time for warmer weather!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$620,000
3.62% rateVASave $1,659/mo

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