20085 Dartmouth
VA Assumable
3.45% Rate
50 photos
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20085 Dartmouth

Aurora, CO 80013

3
Bedrooms
2
Bathrooms
1,522
Sq Ft

Payment Calculator

$2,879per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,000
$32,000$83,261
Secondary Financing8.5% Rate
$51,261
Blended rate3.88% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,843/mo
Assumable @ 3.45% + gap
$2,879/mo
$964less per month
$964
per month
$11,572
per year
$347,158
over 30 years

🏦 Loan Details

List Price
$640,000
Assumable Rate
3.45%
Remaining Balance
$556,739
Loan Type
VA
Est. Equity Gap
$83,261
Annual Taxes
$5,506
HOA/mo
$576

About This Home

Pride of ownership shines in this impeccably maintained and beautifully updated ranch home. Featuring 3 bedrooms, 2 bathrooms, a 2-car garage, and a full unfinished basement ready for future expansion, this home offers easy main-floor living with exceptional care and quality throughout. Step outside to a stunning new deck overlooking a private, fully fenced backyard with mature pines and greenbelt views, creating a peaceful outdoor retreat.\r \r This move-in ready home stands out from anything else you'll see on the market and truly lives better than new. Extensive updates include luxury vinyl plank flooring, fresh interior paint, newer furnace, A/C, roof, cabinet refacing, sliding glass door, secondary bathroom remodel, and thermostat in 2023. In 2022, improvements included the new driveway, backyard sidewalk and pad, cedar fence, rebuilt upper deck and new lower deck, hot water heater, appliances, sump pump, and backflow device. Additional updates include new rear windows in 2024, plus a new garage door, fence and deck staining, and basement insulation in 2025, along with numerous other landscaping and updates. \r \r This is a very rare opportunity to own an incredibly well-maintained home with outstanding outdoor living, and true peace of mind. Assumable VA loan at 3.75%! Schedule your showing today! This one won't last long!!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$640,000
3.45% rateVASave $1,143/mo

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