620 Cimarron
FHA Assumable
2.89% Rate
50 photos
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620 Cimarron

Ault, CO 80610

4
Bedrooms
3
Bathrooms
1,770
Sq Ft

Payment Calculator

$2,186per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,981
$21,981$148,488
Secondary Financing8.5% Rate
$126,507
Blended rate4.59% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,640/mo
Assumable @ 2.89% + gap
$2,186/mo
$454less per month
$454
per month
$5,448
per year
$163,450
over 30 years

🏦 Loan Details

List Price
$439,620
Assumable Rate
2.89%
Remaining Balance
$291,802
Loan Type
FHA
Est. Equity Gap
$148,488
Annual Taxes
$3,866
HOA/mo
$300

About This Home

Welcome to the charm of small-town living. This beautifully cared-for two-story home offers comfort, space, and a true sense of community. A welcoming covered porch sets the tone as you step inside this 4-bedroom, 2.5-bath home. The main floor features high ceilings and large windows that fill the open-concept layout with natural light. Upstairs, the spacious primary suite includes an ensuite bathroom and walk-in closet. Three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the upper level. The backyard is your own private retreat-an extended patio for relaxing or entertaining, a fully fenced yard, raised garden beds with a drip system, and even a chicken coop with chickens available if you'd like to keep them. A three-car garage provides plenty of storage and parking. From the front door, it's an easy stroll to the community park and Ziggys Coffee, and just a short drive to local shops and restaurants. The Conestoga neighborhood in Ault offers the peaceful feel of small-town life with quick access to Greeley and Fort Collins.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$439,620
2.89% rateFHASave $1,267/mo

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