12231 Sleeping Bear
VA Assumable
2.96% Rate
50 photos
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12231 Sleeping Bear

Peyton, CO 80831

4
Bedrooms
3
Bathrooms
3,014
Sq Ft

Payment Calculator

$2,598per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$127,572
Secondary Financing8.5% Rate
$99,322
Blended rate3.99% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 2.96% + gap
$2,598/mo
$794less per month
$794
per month
$9,530
per year
$285,888
over 30 years

🏦 Loan Details

List Price
$564,999
Assumable Rate
2.96%
Remaining Balance
$437,427
Loan Type
VA
Est. Equity Gap
$127,572
Annual Taxes
$3,225
HOA/mo
$115

About This Home

Four bedroom Home in Meridian Ranch with Finished Basement plus second kitchen, Outdoor Play Yard & 2024 Major System Updates. Looking for living in Meridian Ranch with space, updates, and a setup that actually works for real life? This Ranch style home gives you that balance of comfort and convenience, with close access to schools, parks, and a quick drive to Colorado Springs plus Peterson Space Force Base and Schriever, making it an easy choice for anyone wanting to stay connected without giving up space. Inside, this property style offers main level living with an open concept layout that flows from a remodeled kitchen with white cabinets, stainless steel appliances, and clean finishes right into the living room with a brick stone fireplace that adds warmth without feeling heavy. Flooring is a good mix of plank, tile, and comfort where you want it, while the primary suite feels like its own retreat with detailed tile, granite countertops, a soaking tub, and separate shower. The finished basement brings serious flexibility with a full second kitchen including stove, microwave, sink, and fridge, plus surround sound, making it ideal for multi generational living, guests, or kids. Big updates are already done with new windows, furnace, AC, and hot water heater all in 2024, along with newer paint and LVP flooring, so you are not walking into a list of projects. Outside is where the lifestyle really shows up with a xeriscaped backyard, new deck, underground trampoline, and sand pit that create a space to relax, play, and actually enjoy being home. Solar panels will be paid off at closing, helping keep utility costs low, and giving you long term savings without the upfront cost. This Peyton home in Meridian Ranch brings together location, layout, and upgrades in a way that is hard to find right now.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$564,999
2.96% rateVASave $1,351/mo

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