2117 Wadsworth
FHA Assumable
5.23% Rate
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2117 Wadsworth

Lakewood, CO 80227

4
Bedrooms
2
Bathrooms
1,700
Sq Ft

Payment Calculator

$2,650per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500
$22,500$127,654
Secondary Financing8.5% Rate
$105,154
Blended rate6.01% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 5.23% + gap
$2,650/mo
$52less per month
$52
per month
$625
per year
$18,746
over 30 years

🏦 Loan Details

List Price
$450,000
Assumable Rate
5.23%
Remaining Balance
$334,227
Loan Type
FHA
Est. Equity Gap
$127,654
Annual Taxes
$2,607

About This Home

The only single-family home within a mile priced under $500k. Most buyers scrolled past this one assuming it sits on Wadsworth. It doesn't. A separate private road runs between the home and the boulevard. No Wadsworth traffic pulling in and out of your driveway. No direct road noise at the front door. You get the commuter access without the drawback that priced this home where it is. If you want real space at a price that hasn't existed in Lakewood for years, keep reading. 8,800 square feet of lot. A covered patio. A backyard big enough to actually use. At this price point, that combination doesn't exist anywhere nearby. Inside, a bright main-level living room with an oversized window, a kitchen with stainless appliances that flows cleanly into the living space, a primary bedroom with walk-in closet, and a full tile bathroom. Downstairs the finished lower level opens up the layout with a family room featuring wood accent walls and built-in shelving, two additional bedrooms, a three-quarter bath, and a rare exterior entrance from the backyard directly into one of the lower bedrooms. Private guest setup. Multigenerational living. Home office with a separate entry. The bones are there. Oversized two-car garage with backyard access. Room to personalize and build value. Minutes to Belmar, Bear Creek Lake Park, and fast commuter access to Wadsworth and 285 with a private road entry keeping the traffic at a distance. The buyers who skipped this one over street noise handed you leverage. Use it.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
5.23% rateFHASave $824/mo

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