1535 Amherst
FHA Assumable
2.9% Rate
50 photos
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1535 Amherst

Longmont, CO 80503

4
Bedrooms
3
Bathrooms
1,816
Sq Ft

Payment Calculator

$2,441per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$111,716
Secondary Financing8.5% Rate
$85,466
Blended rate3.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 2.9% + gap
$2,441/mo
$711less per month
$711
per month
$8,532
per year
$255,956
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
2.9%
Remaining Balance
$428,679
Loan Type
FHA
Est. Equity Gap
$111,716
Annual Taxes
$3,531
HOA/mo
$133

About This Home

Make this cozy home in NW Longmont yours. This home boasts cathedral ceilings in the main living area, hardwood floors and a wood burning fireplace. On the upper level, there are 3 bedrooms, a full bath and a 3/4 bath off of the Primary Bedroom. On the lowest level, there is a 4th bedroom with garden level windows and built-ins that currently serves as an office. Enjoy the outdoors with the large back yard, screened in porch and large deck. The oversized garage provides storage space or room for a workshop. Close to amenities, community trails and McIntosh Lake. Only 20 minutes to Boulder and 20 minutes to I-25. Sewer line cleaned and new roof with Class 4 shingles installed in 2025. Home appraised for 525k in 2/2026.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
2.9% rateFHASave $1,252/mo

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