22655 Ontario
FHA Assumable
2.77% Rate
50 photos
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22655 Ontario

Aurora, CO 80016

2
Bedrooms
2
Bathrooms
1,174
Sq Ft

Payment Calculator

$1,941per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,475
$17,475$133,812
Secondary Financing8.5% Rate
$116,337
Blended rate4.56% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,099/mo
Assumable @ 2.77% + gap
$1,941/mo
$158less per month
$158
per month
$1,891
per year
$56,721
over 30 years

🏦 Loan Details

List Price
$349,500
Assumable Rate
2.77%
Remaining Balance
$255,688
Loan Type
FHA
Est. Equity Gap
$133,812
Annual Taxes
$2,562
HOA/mo
$446

About This Home

Perched in one of Saddle Rock’s most desirable locations, this stunning elevated 2-bedroom, 2-bath residence offers a rare opportunity to own one of the community’s few units with mountain and golf course views. Perfectly positioned in the heart of Southlands prestigious Saddle Rock neighborhood, this home blends scenic beauty, thoughtful upgrades, and effortless luxury living.\r Vaulted ceilings and expansive windows create an airy ambiance filled with natural light and breathtaking Colorado views from nearly every angle. The open-concept living space flows seamlessly into the dining area and kitchen, where you can enjoy morning coffee or evening sunsets framed by mountain vistas. The kitchen offers abundant cabinetry, built-in pantry storage, and an ideal layout for everyday living and entertaining.\r \r Both spacious bedrooms feature private ensuite baths, creating an ideal dual-primary floorplan. The primary suite impresses with vaulted ceilings, an oversized walk-in closet complete with custom motion-activated lighting and built-in nightlight features, and a generous ensuite bath with dual sinks—a rare upgrade within the community.\r \r Residents enjoy exceptional HOA amenities including access to a rentable clubhouse with pool, three community pools including one with a hot tub, basketball and tennis courts, and three neighborhood parks. HOA also covers water, sewer, lawn care, and snow removal—offering low-maintenance living with resort-style convenience.\r \r Additional highlights include freshly grouted flooring, professionally cleaned carpeting, and one of only two extended detached garage spaces in the complex. Located within the award-winning Cherry Creek School District and minutes from shopping and dining at Southlands, scenic trails, parks, and the renowned Saddle Rock Golf Course—former home of the Colorado Open and recognized by Golf Digest as one of America’s Top 10 Best New Courses. Enjoy convenient access to E-470 and I-225 for effortless commuting.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$349,500
2.77% rateFHASave $1,099/mo

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