431 Maple
VA Assumable
3.45% Rate
50 photos
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431 Maple

Eaton, CO 80615

3
Bedrooms
2
Bathrooms
2,088
Sq Ft

Payment Calculator

$2,831per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,750
$25,750$225,700
Secondary Financing8.5% Rate
$199,950
Blended rate5.51% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,092/mo
Assumable @ 3.45% + gap
$2,831/mo
$261less per month
$261
per month
$3,136
per year
$94,094
over 30 years

🏦 Loan Details

List Price
$515,000
Assumable Rate
3.45%
Remaining Balance
$289,872
Loan Type
VA
Est. Equity Gap
$225,700
Annual Taxes
$2,071

About This Home

Exceptional opportunity to own a meticulously renovated 1902 Victorian that combines timeless architectural character with extensive modern system updates. This property was completely renovated in 2015 to preserve its historic appeal while meeting current code requirements. Improvements include replacement of all plumbing with copper pipe, all electrical with copper wiring, and all sewer lines with PVC. Additional neighborhood infrastructure upgrades included updated curb corners with egress and replacement of the main water lines. The interior features a custom kitchen with granite countertops, butler's pantry, gas range, and stainless hood. The family room is highlighted by a massive custom stone fireplace that serves as a dramatic focal point. Additional updates include new vinyl windows and new flooring, creating a clean and functional living environment while maintaining the home's classic Victorian feel. The exterior offers exceptional lifestyle amenities including a breezeway patio with outdoor cooking area and a custom front porch with slate flooring and swing, ideal for relaxing or entertaining. The fully sprinkled yard has been voted best yard 3 consecutive years and reflects outstanding care and landscaping. Garage and storage options are unmatched with an attached 3-car garage plus a 16x35 RV garage equipped with 30 amp service and sewer hookup. Exterior improvements include brand new roof in 2025 with 25-year transferable warranty and brand new exterior paint in 2025. Hot tub is negotiable. This property delivers historic beauty, functional updates, and rare utility features that are increasingly difficult to find. DM or call Todd at 970-286-5390 to set a personal showing.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$515,000
3.45% rateVASave $1,686/mo

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