1050 44th
VA Assumable
2.83% Rate
50 photos
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1050 44th

Loveland, CO 80538

4
Bedrooms
3
Bathrooms
1,926
Sq Ft

Payment Calculator

$3,146per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,950
$27,950$295,386
Secondary Financing8.5% Rate
$267,436
Blended rate5.68% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,357/mo
Assumable @ 2.83% + gap
$3,146/mo
$210less per month
$210
per month
$2,524
per year
$75,717
over 30 years

🏦 Loan Details

List Price
$558,995
Assumable Rate
2.83%
Remaining Balance
$264,222
Loan Type
VA
Est. Equity Gap
$295,386
Annual Taxes
$2,986
HOA/mo
$92

About This Home

Welcome to this ranch-style home offering 4 bedrooms, 3 bathrooms, and a 3-car garage in Loveland, ideally situated on a spacious corner lot and designed for both comfort and everyday living. Enjoy a location that truly connects you to everything-take a bike ride to the Benson Sculpture Garden, reach downtown Loveland in minutes, and benefit from easy access to Berthoud and Fort Collins. Inside, you're welcomed by a bright and open layout featuring soaring vaulted ceilings and abundant natural light. The living room is the heart of the home, complete with a cozy gas fireplace and upgraded window shades, creating a warm and inviting atmosphere. The kitchen blends function and style with stainless steel appliances, a kitchen island that adds valuable additional storage, a tile backsplash, and pull-out cabinet shelving for convenience. Wood flooring flows through the kitchen, dining, and entry areas, while comfortable carpeting extends throughout the remaining living spaces. The unfinished basement offers excellent potential, already featuring a 4th bedroom and 3/4 bathroom, with additional space ready for future expansion-perfect for a home gym, media room, or customized living area. Step outside to enjoy Colorado living with a motorized retractable awning and a backyard that opens to a maintained open space, providing added privacy and room to relax. Additional highlights include a 3-car garage, recent bathroom updates including a soaking tub in the guest bath and an updated primary shower, plus professional photography and a pre-inspection scheduled-offering added confidence and peace of mind. No HOA. No Metro District.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$558,995
2.83% rateVASave $2,122/mo

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