7181 Van Gordon
FHA Assumable
3.07% Rate
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7181 Van Gordon

Arvada, CO 80004

4
Bedrooms
3
Bathrooms
2,009
Sq Ft

Payment Calculator

$2,703per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,895
$28,895$135,762
Secondary Financing8.5% Rate
$106,867
Blended rate4.13% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,470/mo
Assumable @ 3.07% + gap
$2,703/mo
$768less per month
$768
per month
$9,211
per year
$276,325
over 30 years

🏦 Loan Details

List Price
$577,900
Assumable Rate
3.07%
Remaining Balance
$442,137
Loan Type
FHA
Est. Equity Gap
$135,762
Annual Taxes
$3,273
HOA/mo
$550

About This Home

2.99% Assumable FHA Loan Available for Qualified Buyers + Recent Price Improvement\r Approximate assumable loan balance of $442,000. Buyer must qualify with current lender and cover the difference between purchase price and assumed loan balance.\r \r Rare opportunity to own a spacious 4-bedroom home in Arvada, Colorado with the potential to assume an existing FHA loan at just 2.99%. Located in the desirable Woodland Valley neighborhood near Olde Town Arvada, this recently repositioned home combines space, flexibility, and long-term value in today’s competitive Colorado real estate market.\r \r Offering over 2,000 finished square feet, this Arvada home features 4 bedrooms, 3 bathrooms, multiple living areas, a finished basement, attached 2-car garage, and a large corner lot with room to spread out both inside and out.\r \r Inside, you’ll find luxury vinyl flooring, updated lighting, smart home features, modern appliances, and flexible living spaces designed for today’s lifestyle. The finished basement creates additional options for a guest suite, home office, gym, media room, or multi-generational living setup.\r \r Major exterior improvements are already being completed for the next owner, including a new roof, gutters, and driveway replacement at closing, creating additional peace of mind and added value.\r \r The private backyard offers space to entertain, garden, relax, or create your ideal outdoor setup, while the oversized driveway area provides additional convenience and storage flexibility.\r \r Conveniently located near parks, trails, shopping, dining, commuter routes, and quick access to both Denver and the mountains, this Woodland Valley home delivers the balance of location, functionality, and affordability buyers are searching for in the Arvada housing market.\r \r Homes offering assumable low-interest FHA financing in Arvada are increasingly rare, especially with this combination of square footage, recent updates, and location.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$577,900
3.07% rateFHASave $1,402/mo

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